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Get Cheap Car Insurance in Harry Floyd Terrace, Vallejo, CA
We monitor insurance prices, helping the average driver in Harry Floyd Terrace save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Harry Floyd Terrace
The chart below shows the cheapest car insurance company in Harry Floyd Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Harry Floyd Terrace Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $66 |
| Travelers | $69 |
Savings for Every Kind of Harry Floyd Terrace Driver
Based on our extensive insurance data, we know the average Harry Floyd Terrace driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $701 per year by choosing the right vehicle insurance company. Some Harry Floyd Terrace residents are paying out over $2,193 extra every year for auto insurance in Harry Floyd Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harry Floyd Terrace, Vallejo, CA Savings / Yr. |
|---|---|
$701 |
|
$1,284 |
|
$1,015 |
|
$1,784 |
|
$916 |
|
$397 |
|
$0 |
Harry Floyd Terrace Car Insurance vs. Vallejo
People living in Harry Floyd Terrace pay an average of 9.19% more than the typical driver in the state. The average driver in Harry Floyd Terrace can expect to pay about $1,026 per year, or $2,193 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Harry Floyd Terrace for most people.
Car Insurance Prices by Harry Floyd Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Harry Floyd Terrace?
The map shows insurance prices in and around Harry Floyd Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $223 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,317 to a low of $2,094. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Harry Floyd Terrace.Pick the Best Car Insurance Company for You in Harry Floyd Terrace
The best car insurance provider for most drivers in Harry Floyd Terrace
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $701 over the average Harry Floyd Terrace car insurance company.
The best car insurance provider for Harry Floyd Terrace drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,284 over the competition.
The best car insurance company for Harry Floyd Terrace drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,015 better than other car insurance companies.
The best auto insurance for Harry Floyd Terrace drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,784 less each year.
The least expensive car insurance company for new and young drivers in Harry Floyd Terrace
In Harry Floyd Terrace, State Farm costs young drivers $916 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harry Floyd Terrace
Progressive gave the largest car insurance discounts to married couples, averaging $397 saved each year compared to an average Harry Floyd Terrace couple's premiums.
The cheapest car insurance in Harry Floyd Terrace for drivers with bad credit
The best Harry Floyd Terrace car insurance company for customer service
Nationwide was the best company for customer service in Harry Floyd Terrace according to the NAIC.
Recent price drops
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The cheapest large national provider in Harry Floyd Terrace
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Harry Floyd Terrace driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harry Floyd Terrace, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Harry Floyd Terrace
What Influences the Cost of Car Insurance in Harry Floyd Terrace?
On average, car insurance in Harry Floyd Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Harry Floyd Terrace is 47 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Harry Floyd Terrace are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Harry Floyd Terrace has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Harry Floyd Terrace is $86 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Chabot Terrace: Insurance costs 3.65% more
- Flosden: Insurance costs 0.36% more
- Carquinez Heights: Insurance costs 1.41% more
- Glencove: Insurance costs 0.91% less
- Tara Hills: Insurance costs 0.78% more
- Terrace-Shurtleff: Insurance costs 7.66% less
- Westwood-San Francisco: Insurance costs 6.43% less
- Central Napa: Insurance costs 7.98% less
- Fairmede-Hilltop: Insurance costs 8.53% more
- Beard: Insurance costs 10.31% less
Neighborhoods with Similar Populations
- North Brookline: Insurance costs 17.56% less
- Seward: Insurance costs 8.85% less
- SBHS: Insurance costs 7.25% more
- Saint Roch: Insurance costs 88.01% more
- Saint Claude: Insurance costs 82.72% more
- Quinnipiac Meadows: Insurance costs 11.86% more
- Parkway-Wheelers Farm Road: Insurance costs 6.38% less
- Olneyville: Insurance costs 23.58% more
- North Towne: Insurance costs 45.60% less
- North Marketview Heights: Insurance costs 29.73% more