Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Holiday Hills, Lexington, KY
We monitor insurance prices, helping the average driver in Holiday Hills save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Holiday Hills
The chart below shows the cheapest car insurance company in Holiday Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Holiday Hills Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $65 |
| State Farm | $65 |
| Travelers | $95 |
| Geico | $102 |
Savings for Every Kind of Holiday Hills Driver
Based on our extensive insurance data, we know the average Holiday Hills driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $574 per year by choosing the right vehicle insurance company. Some Holiday Hills residents are paying out over $2,274 extra every year for auto insurance in Holiday Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Holiday Hills, Lexington, KY Savings / Yr. |
|---|---|
$574 |
|
$942 |
|
$927 |
|
$938 |
|
$1,856 |
|
$621 |
|
$995 |
Holiday Hills Car Insurance vs. Lexington
People living in Holiday Hills pay an average of 6.54% more than the typical driver in the state. The average driver in Holiday Hills can expect to pay about $1,171 per year, or $2,274 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Holiday Hills for most people.
Car Insurance Prices by Holiday Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Holiday Hills?
The map shows insurance prices in and around Holiday Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $301 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,383 to a low of $2,082. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Holiday Hills.Pick the Best Car Insurance Company for You in Holiday Hills
The best car insurance provider for most drivers in Holiday Hills
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $574 over the average Holiday Hills car insurance company.
The best car insurance provider for Holiday Hills drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $942 over the competition.
The best car insurance company for Holiday Hills drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $927 better than other car insurance companies.
The best auto insurance for Holiday Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $938 less each year.
The least expensive car insurance company for new and young drivers in Holiday Hills
In Holiday Hills, State Farm costs young drivers $1,856 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Holiday Hills
State Farm gave the largest car insurance discounts to married couples, averaging $621 saved each year compared to an average Holiday Hills couple's premiums.
The cheapest car insurance in Holiday Hills for drivers with bad credit
The best Holiday Hills car insurance company for customer service
Nationwide was the best company for customer service in Holiday Hills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Holiday Hills, which was better than other insurers.
The cheapest large national provider in Holiday Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Holiday Hills driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Holiday Hills, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Holiday Hills
What Influences the Cost of Car Insurance in Holiday Hills?
On average, car insurance in Holiday Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Holiday Hills is 28 minutes, which is a little more than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Holiday Hills are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Holiday Hills is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Holiday Hills is $98 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Gardenside-Colony: Insurance costs 6.07% less
- Cardinal Hill-Pine Meadow: Insurance costs 6.16% more
- Garden Springs: Insurance costs 5.80% less
- Virginia Ave: Insurance costs 7.87% less
- Southland Deerfield Open Gates: Insurance costs 8.88% less
- University of Kentucky: Insurance costs 7.17% less
- Downtown Lexington: Insurance costs 3.39% less
- Mount Vernon-Hollywood-Montclair: Insurance costs 7.30% less
- Duncan Park: Insurance costs 2.51% more
- Indian Hills-Stonewall Estates-Monticello: Insurance costs 9.89% less
Neighborhoods with Similar Populations
- South End: Insurance costs 47.49% less
- Centretech: Insurance costs 0.84% more
- Chandler Heights: Insurance costs 10.95% less
- Chimney Rock Area: Insurance costs 28.28% less
- Cobblestone: Insurance costs 11.30% more
- College Heights: Insurance costs 15.79% less
- Columbus Park: Insurance costs 29.38% less
- Dauphin Acres: Insurance costs 28.01% less
- Davie Heights: Insurance costs 39.31% more
- Dogwood Hollow: Insurance costs 38.17% less