Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Dauphin Acres, Mobile, AL
We monitor insurance prices, helping the average driver in Dauphin Acres save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Dauphin Acres
The chart below shows the cheapest car insurance company in Dauphin Acres for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Dauphin Acres Insurer | Monthly Cost |
|---|---|
| Travelers | $73 |
| Gainsco | $76 |
| State Farm | $79 |
| Safe Auto | $80 |
Savings for Every Kind of Dauphin Acres Driver
Based on our extensive insurance data, we know the average Dauphin Acres driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $405 per year by choosing the right vehicle insurance company. Some Dauphin Acres residents are paying out over $1,637 extra every year for auto insurance in Dauphin Acres. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dauphin Acres, Mobile, AL Savings / Yr. |
|---|---|
$405 |
|
$551 |
|
$517 |
|
$586 |
|
$1,272 |
|
$70 |
|
$346 |
Dauphin Acres Car Insurance vs. Mobile
People living in Dauphin Acres pay an average of 2.11% more than the typical driver in the state. The average driver in Dauphin Acres can expect to pay about $1,080 per year, or $1,637 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Dauphin Acres for most people.
Car Insurance Prices by Dauphin Acres Neighborhood
Insurance Prices
Where is insurance cheapest within Dauphin Acres?
The map shows insurance prices in and around Dauphin Acres, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $365 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,867 to a low of $1,502. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Dauphin Acres.Pick the Best Car Insurance Company for You in Dauphin Acres
The best car insurance provider for most drivers in Dauphin Acres
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $405 over the average Dauphin Acres car insurance company.
The best car insurance provider for Dauphin Acres drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $551 over the competition.
The best car insurance company for Dauphin Acres drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $517 better than other car insurance companies.
The best auto insurance for Dauphin Acres drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $586 less each year.
The least expensive car insurance company for new and young drivers in Dauphin Acres
In Dauphin Acres, Travelers costs young drivers $1,272 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dauphin Acres
State Farm gave the largest car insurance discounts to married couples, averaging $70 saved each year compared to an average Dauphin Acres couple's premiums.
The cheapest car insurance in Dauphin Acres for drivers with bad credit
The best Dauphin Acres car insurance company for customer service
Nationwide was the best company for customer service in Dauphin Acres according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Dauphin Acres, which was better than other insurers.
The cheapest large national provider in Dauphin Acres
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dauphin Acres driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dauphin Acres, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Dauphin Acres
What Influences the Cost of Car Insurance in Dauphin Acres?
On average, car insurance in Dauphin Acres is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dauphin Acres are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Dauphin Acres has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dauphin Acres is $90 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Brookwood: Insurance costs 2.87% less
- Carlen: Insurance costs 5.13% less
- Park Place: Insurance costs 0.55% more
- Rickarby: Insurance costs 7.88% more
- College Park: Insurance costs 6.48% less
- Bolton: Insurance costs 4.22% less
- Carver: Insurance costs 7.39% more
- Airmont: Insurance costs 6.41% more
- Gorgas: Insurance costs 14.91% more
- Navco: Insurance costs 6.35% more
Neighborhoods with Similar Populations
- Whipper Barnoy: Insurance costs 21.08% more
- Downtown Fremont Historic District: Insurance costs 31.40% less
- Greenfield Courthouse Square Historic District: Insurance costs 26.94% less
- North Charlotte: Insurance costs 15.58% less
- Meadowood: Insurance costs 29.51% less
- Madison Park: Insurance costs 1.22% less
- Lynn Lane: Insurance costs 8.92% more
- Lower Village District: Insurance costs 26.15% less
- 65th Street West: Insurance costs 12.83% more
- Loma Park: Insurance costs 28.41% more