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Get Cheap Car Insurance in Lynn Lane, Tulsa, OK

We monitor insurance prices, helping the average driver in Lynn Lane save up to 29.6% on car insurance.

 

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The Cheapest Minimum Coverage in Lynn Lane

The chart below shows the cheapest car insurance company in Lynn Lane for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.

 
Lynn Lane Insurer Monthly Cost
State Farm $52
Safeco Insurance $59
Travelers $65
Farm Bureau $66

Savings for Every Kind of Lynn Lane Driver

The table shows how much the average auto insurance customer in Lynn Lane might save by following our recommendations.

Based on our extensive insurance data, we know the average Lynn Lane driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $373 per year by choosing the right vehicle insurance company. Some Lynn Lane residents are paying out over $1,783 extra every year for auto insurance in Lynn Lane. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Lynn Lane, Tulsa, OK Savings / Yr.
Drivers with good records
$373
Drivers with accidents
$811
Drivers with speeding tickets
$640
Drivers with a DUI conviction
$535
Young drivers
$1,604
Married drivers
$373
Drivers with bad credit
$602

Lynn Lane Car Insurance vs. Tulsa

People living in Lynn Lane pay an average of 2.24% more than the typical driver in the state. The average driver in Lynn Lane can expect to pay about $870 per year, or $1,783 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Lynn Lane for most people.

Car Insurance Prices by Lynn Lane Neighborhood

Lynn Lane, Tulsa, OK map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Lynn Lane?

The map shows insurance prices in and around Lynn Lane, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $166 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,824 to a low of $1,658. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Lynn Lane.

Pick the Best Car Insurance Company for You in Lynn Lane

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Lynn Lane insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Lynn Lane

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $373 over the average Lynn Lane car insurance company.

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We use the average good driver, paying $118 per month, as our baseline for pricing in Lynn Lane. State Farm, Travelers, and Clearcover are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Lynn Lane drivers with accidents on their records

In Lynn Lane getting into an accident will raise premiums an average 38% for a yearly cost of $2,858. That's $1,075 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $811 over the competition.

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The best car insurance company for Lynn Lane drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $640 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Lynn Lane, tickets raise premiums on new quotes about $749. If you have a speeding ticket, we recommend State Farm, Travelers, and Clearcover for savings that beat the average insurance cost of $2,532 per year.

The best auto insurance for Lynn Lane drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,642 per year in auto insurance premiums, which was $859 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $535 less each year.

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The least expensive car insurance company for new and young drivers in Lynn Lane

In Lynn Lane, State Farm costs young drivers $1,604 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Lynn Lane. With an average cost of $5,567 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Lynn Lane

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $147. State Farm, Progressive, and Allstate provided the largest discounts to couples living in Lynn Lane.

State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Lynn Lane couple's premiums.

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The cheapest car insurance in Lynn Lane for drivers with bad credit

People with poor credit saved an average of $602 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $1,018 every year. Premiums for people with poor credit were about $2,801 in Lynn Lane. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Clearcover, Farm Bureau, and Gainsco.

The best Lynn Lane car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Lynn Lane, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Lynn Lane.

Allstate was the best company for customer service in Lynn Lane according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lynn Lane, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Lynn Lane. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Lynn Lane

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 17% of Lynn Lane residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lynn Lane driver can expect to pay about $115 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lynn Lane, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.
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Auto Insurance Prices in and Around Lynn Lane

What Influences the Cost of Car Insurance in Lynn Lane?

On average, car insurance in Lynn Lane is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Lynn Lane is 24 minutes, which is a little more than average for a driver in the city.
  • Oklahoma state insurance regulations may require higher prices.
  • An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Lynn Lane are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • Lynn Lane is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Lynn Lane is $73 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Lynn Lane driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Lynn Lane with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.