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Get Cheap Car Insurance in Florida Shores, Edgewater, FL
We monitor insurance prices, helping the average driver in Florida Shores save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Florida Shores
The chart below shows the cheapest car insurance company in Florida Shores for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Florida Shores Insurer | Monthly Cost |
|---|---|
| Geico | $115 |
| State Farm | $122 |
| Gainsco | $160 |
| Bristol West | $160 |
Savings for Every Kind of Florida Shores Driver
Based on our extensive insurance data, we know the average Florida Shores driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $707 per year by choosing the right vehicle insurance company. Some Florida Shores residents are paying out over $2,416 extra every year for auto insurance in Florida Shores. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Florida Shores, Edgewater, FL Savings / Yr. |
|---|---|
$707 |
|
$1,038 |
|
$798 |
|
$790 |
|
$2,510 |
|
$686 |
|
$1,000 |
Florida Shores Car Insurance vs. Edgewater
People living in Florida Shores pay an average of 8.55% less than the typical driver in the state. The average driver in Florida Shores can expect to pay about $2,206 per year, or $2,416 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Florida Shores for most people.
Car Insurance Prices by Florida Shores Neighborhood
Insurance Prices
Where is insurance cheapest within Florida Shores?
The map shows insurance prices in and around Florida Shores, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,463 to a low of $2,359. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Florida Shores.Pick the Best Car Insurance Company for You in Florida Shores
The best car insurance provider for most drivers in Florida Shores
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $707 over the average Florida Shores car insurance company.
The best car insurance provider for Florida Shores drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,038 over the competition.
The best car insurance company for Florida Shores drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $798 better than other car insurance companies.
The best auto insurance for Florida Shores drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $790 less each year.
The least expensive car insurance company for new and young drivers in Florida Shores
In Florida Shores, Geico costs young drivers $2,510 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Florida Shores
Geico gave the largest car insurance discounts to married couples, averaging $686 saved each year compared to an average Florida Shores couple's premiums.
The cheapest car insurance in Florida Shores for drivers with bad credit
The best Florida Shores car insurance company for customer service
Allstate was the best company for customer service in Florida Shores according to the NAIC.
Recent price drops
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The cheapest large national provider in Florida Shores
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Florida Shores driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Florida Shores, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Florida Shores
What Influences the Cost of Car Insurance in Florida Shores?
On average, car insurance in Florida Shores is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Florida Shores is 32 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Florida Shores are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Florida Shores is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Florida Shores is $184 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Craig Farms: Insurance costs 2.73% less
- Indian River Park: Insurance costs 0.50% more
- Town of Blake: Insurance costs 0.54% more
- Bethune Grant: Insurance costs 7.41% more
- Colemans Daytona: Insurance costs 12.17% more
- Hopkins Fitch Grant: Insurance costs 3.85% more
- Stonemeade: Insurance costs 10.31% more
- university: Insurance costs 12.58% more
- Spring Isle: Insurance costs 8.61% more
- Sussex Place: Insurance costs 15.07% more
Neighborhoods with Similar Populations
- Aberdeen: Insurance costs 20.70% less
- Castlegate: Insurance costs 25.83% less
- Woodmoor: Insurance costs 0.33% more
- Bucyrus Commercial Historical District: Insurance costs 53.48% less
- Buckley: Insurance costs 18.00% less
- Woodside Village: Insurance costs 17.72% more
- Briarfield: Insurance costs 44.62% less
- Breezy Point: Insurance costs 18.54% more
- Bennett: Insurance costs 47.52% less
- Belltown: Insurance costs 11.42% less