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Get Cheap Car Insurance in Breezy Point, Queens, NY
We monitor insurance prices, helping the average driver in Breezy Point save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Breezy Point
The chart below shows the cheapest car insurance company in Breezy Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Breezy Point Insurer | Monthly Cost |
|---|---|
| Kemper | $105 |
| Plymouth Rock Assurance | $140 |
| Safeco Insurance | $151 |
| Geico | $157 |
Savings for Every Kind of Breezy Point Driver
Based on our extensive insurance data, we know the average Breezy Point driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $854 per year by choosing the right vehicle insurance company. Some Breezy Point residents are paying out over $2,864 extra every year for auto insurance in Breezy Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Breezy Point, Queens, NY Savings / Yr. |
|---|---|
$854 |
|
$544 |
|
$1,088 |
|
$1,101 |
|
$2,696 |
|
$902 |
|
$1,437 |
Breezy Point Car Insurance vs. Queens
People living in Breezy Point pay an average of 18.09% more than the typical driver in the state. The average driver in Breezy Point can expect to pay about $2,077 per year, or $2,864 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Breezy Point for most people.
Car Insurance Prices by Breezy Point Neighborhood
Insurance Prices
Where is insurance cheapest within Breezy Point?
The map shows insurance prices in and around Breezy Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $166 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,886 to a low of $2,720. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Breezy Point.Pick the Best Car Insurance Company for You in Breezy Point
The best car insurance provider for most drivers in Breezy Point
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $854 over the average Breezy Point car insurance company.
The best car insurance provider for Breezy Point drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $544 over the competition.
The best car insurance company for Breezy Point drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,088 better than other car insurance companies.
The best auto insurance for Breezy Point drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,101 less each year.
The least expensive car insurance company for new and young drivers in Breezy Point
In Breezy Point, Progressive costs young drivers $2,696 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Breezy Point
Progressive gave the largest car insurance discounts to married couples, averaging $902 saved each year compared to an average Breezy Point couple's premiums.
The cheapest car insurance in Breezy Point for drivers with bad credit
The best Breezy Point car insurance company for customer service
Nationwide was the best company for customer service in Breezy Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Breezy Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Breezy Point driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Breezy Point, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Breezy Point
What Influences the Cost of Car Insurance in Breezy Point?
On average, car insurance in Breezy Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Breezy Point is 55 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Breezy Point are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Breezy Point is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Breezy Point is $173 per month for minimum coverage and $239 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Manhattan Beach: Insurance costs 9.36% more
- Brighton Beach: Insurance costs 16.76% more
- Sheepshead Bay: Insurance costs 12.88% more
- Gravesend-Sheepshead Bay: Insurance costs 12.85% more
- Coney Island: Insurance costs 12.95% more
- Bergen Beach: Insurance costs 3.81% more
- Rockaway Park: Insurance costs 3.46% more
- Paerdegat: Insurance costs 25.94% more
- Mapleton-Flatlands: Insurance costs 15.64% more
- Canarsie: Insurance costs 23.43% more
Neighborhoods with Similar Populations
- Bennett: Insurance costs 55.73% less
- Mullford Gardens: Insurance costs 21.86% less
- Summerside: Insurance costs 60.27% less
- Terrell Heights: Insurance costs 40.78% less
- Florida Shores: Insurance costs 15.64% less
- Five Points: Insurance costs 33.28% more
- Sidney Walnut Avenue Historic District: Insurance costs 62.53% less
- Roebuck: Insurance costs 31.84% less
- Charlotte Park: Insurance costs 51.40% less
- River Dance at Steiner Ranch: Insurance costs 37.99% less