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Get Cheap Car Insurance in Manhattan Beach, Brooklyn, NY
We monitor insurance prices, helping the average driver in Manhattan Beach save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Manhattan Beach
The chart below shows the cheapest car insurance company in Manhattan Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Manhattan Beach Insurer | Monthly Cost |
|---|---|
| Kemper | $115 |
| Plymouth Rock Assurance | $153 |
| Safeco Insurance | $165 |
| Geico | $172 |
Savings for Every Kind of Manhattan Beach Driver
Based on our extensive insurance data, we know the average Manhattan Beach driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $934 per year by choosing the right vehicle insurance company. Some Manhattan Beach residents are paying out over $3,132 extra every year for auto insurance in Manhattan Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Manhattan Beach, Brooklyn, NY Savings / Yr. |
|---|---|
$934 |
|
$595 |
|
$1,190 |
|
$1,204 |
|
$2,949 |
|
$987 |
|
$1,572 |
Manhattan Beach Car Insurance vs. Brooklyn
People living in Manhattan Beach pay an average of 29.17% more than the typical driver in the state. The average driver in Manhattan Beach can expect to pay about $2,272 per year, or $3,132 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Manhattan Beach for most people.
Car Insurance Prices by Manhattan Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Manhattan Beach?
The map shows insurance prices in and around Manhattan Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $344 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,254 to a low of $2,910. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Manhattan Beach.Pick the Best Car Insurance Company for You in Manhattan Beach
The best car insurance provider for most drivers in Manhattan Beach
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $934 over the average Manhattan Beach car insurance company.
The best car insurance provider for Manhattan Beach drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $595 over the competition.
The best car insurance company for Manhattan Beach drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,190 better than other car insurance companies.
The best auto insurance for Manhattan Beach drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,204 less each year.
The least expensive car insurance company for new and young drivers in Manhattan Beach
In Manhattan Beach, Progressive costs young drivers $2,949 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Manhattan Beach
Progressive gave the largest car insurance discounts to married couples, averaging $987 saved each year compared to an average Manhattan Beach couple's premiums.
The cheapest car insurance in Manhattan Beach for drivers with bad credit
The best Manhattan Beach car insurance company for customer service
Nationwide was the best company for customer service in Manhattan Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Manhattan Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Manhattan Beach driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Manhattan Beach, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Manhattan Beach
What Influences the Cost of Car Insurance in Manhattan Beach?
On average, car insurance in Manhattan Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Manhattan Beach is 56 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Manhattan Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Manhattan Beach is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Manhattan Beach is $189 per month for minimum coverage and $261 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Brighton Beach: Insurance costs 6.77% more
- Sheepshead Bay: Insurance costs 3.22% more
- Gravesend-Sheepshead Bay: Insurance costs 3.19% more
- Coney Island: Insurance costs 3.29% more
- Breezy Point: Insurance costs 8.56% less
- Bergen Beach: Insurance costs 5.08% less
- Mapleton-Flatlands: Insurance costs 5.75% more
- Bensonhurst: Insurance costs 6.51% more
- Paerdegat: Insurance costs 15.17% more
- Ditmas Park: Insurance costs 9.42% more
Neighborhoods with Similar Populations
- North Waco: Insurance costs 42.69% less
- Hedrick Acres: Insurance costs 45.43% less
- Hembstead: Insurance costs 60.09% less
- Heron Bay: Insurance costs 31.42% less
- Hidden Hills: Insurance costs 19.73% less
- Lovisa Farms: Insurance costs 51.53% less
- McGilvra: Insurance costs 46.26% less
- Meadowbrook: Insurance costs 47.16% less
- Millbrooke Ranch: Insurance costs 11.81% less
- Hawk's Landing: Insurance costs 64.56% less