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Get Cheap Car Insurance in Bensonhurst, Brooklyn, NY
We monitor insurance prices, helping the average driver in Bensonhurst save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Bensonhurst
The chart below shows the cheapest car insurance company in Bensonhurst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Bensonhurst Insurer | Monthly Cost |
|---|---|
| Kemper | $123 |
| Plymouth Rock Assurance | $163 |
| Safeco Insurance | $176 |
| Geico | $183 |
Savings for Every Kind of Bensonhurst Driver
Based on our extensive insurance data, we know the average Bensonhurst driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $995 per year by choosing the right vehicle insurance company. Some Bensonhurst residents are paying out over $3,336 extra every year for auto insurance in Bensonhurst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bensonhurst, Brooklyn, NY Savings / Yr. |
|---|---|
$995 |
|
$634 |
|
$1,267 |
|
$1,282 |
|
$3,141 |
|
$1,051 |
|
$1,674 |
Bensonhurst Car Insurance vs. Brooklyn
People living in Bensonhurst pay an average of 37.59% more than the typical driver in the state. The average driver in Bensonhurst can expect to pay about $2,420 per year, or $3,336 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Bensonhurst for most people.
Car Insurance Prices by Bensonhurst Neighborhood
Insurance Prices
Where is insurance cheapest within Bensonhurst?
The map shows insurance prices in and around Bensonhurst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $417 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,520 to a low of $3,103. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Bensonhurst.Pick the Best Car Insurance Company for You in Bensonhurst
The best car insurance provider for most drivers in Bensonhurst
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $995 over the average Bensonhurst car insurance company.
The best car insurance provider for Bensonhurst drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $634 over the competition.
The best car insurance company for Bensonhurst drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,267 better than other car insurance companies.
The best auto insurance for Bensonhurst drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,282 less each year.
The least expensive car insurance company for new and young drivers in Bensonhurst
In Bensonhurst, Progressive costs young drivers $3,141 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bensonhurst
Progressive gave the largest car insurance discounts to married couples, averaging $1,051 saved each year compared to an average Bensonhurst couple's premiums.
The cheapest car insurance in Bensonhurst for drivers with bad credit
The best Bensonhurst car insurance company for customer service
Nationwide was the best company for customer service in Bensonhurst according to the NAIC.
Recent price drops
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The cheapest large national provider in Bensonhurst
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bensonhurst driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bensonhurst, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Bensonhurst
What Influences the Cost of Car Insurance in Bensonhurst?
On average, car insurance in Bensonhurst is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bensonhurst is 59 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bensonhurst are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Bensonhurst has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bensonhurst is $202 per month for minimum coverage and $278 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Dyker Heights: Insurance costs 2.94% less
- Gravesend-Sheepshead Bay: Insurance costs 3.12% less
- Borough Park: Insurance costs 8.33% less
- Bay Ridge-Fort Hamilton: Insurance costs 5.97% less
- Mapleton-Flatlands: Insurance costs 0.72% less
- Sunset Park: Insurance costs 4.98% more
- Coney Island: Insurance costs 3.03% less
- Ditmas Park: Insurance costs 2.73% more
- Sheepshead Bay: Insurance costs 3.09% less
- Brighton Beach: Insurance costs 0.24% more
Neighborhoods with Similar Populations
- North Scottsdale: Insurance costs 43.74% less
- Southeast Dallas: Insurance costs 37.74% less
- Sunset Park: Insurance costs 4.98% more
- Wakefield-Williamsbridge: Insurance costs 6.92% more
- Southeastern Denver: Insurance costs 35.97% less
- Koreatown: Insurance costs 22.09% less
- Paradise Valley: Insurance costs 42.66% less
- Harlem: Insurance costs 2.61% more
- Northland: Insurance costs 62.53% less
- Southwest: Insurance costs 31.74% less