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Get Cheap Car Insurance in Coney Island, Brooklyn, NY
We monitor insurance prices, helping the average driver in Coney Island save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Coney Island
The chart below shows the cheapest car insurance company in Coney Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Coney Island Insurer | Monthly Cost |
|---|---|
| Kemper | $119 |
| Plymouth Rock Assurance | $158 |
| Safeco Insurance | $170 |
| Geico | $178 |
Savings for Every Kind of Coney Island Driver
Based on our extensive insurance data, we know the average Coney Island driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $965 per year by choosing the right vehicle insurance company. Some Coney Island residents are paying out over $3,235 extra every year for auto insurance in Coney Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Coney Island, Brooklyn, NY Savings / Yr. |
|---|---|
$965 |
|
$615 |
|
$1,229 |
|
$1,243 |
|
$3,046 |
|
$1,019 |
|
$1,624 |
Coney Island Car Insurance vs. Brooklyn
People living in Coney Island pay an average of 33.40% more than the typical driver in the state. The average driver in Coney Island can expect to pay about $2,347 per year, or $3,235 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Coney Island for most people.
Car Insurance Prices by Coney Island Neighborhood
Insurance Prices
Where is insurance cheapest within Coney Island?
The map shows insurance prices in and around Coney Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $464 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,445 to a low of $2,981. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of Coney Island.Pick the Best Car Insurance Company for You in Coney Island
The best car insurance provider for most drivers in Coney Island
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $965 over the average Coney Island car insurance company.
The best car insurance provider for Coney Island drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $615 over the competition.
The best car insurance company for Coney Island drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,229 better than other car insurance companies.
The best auto insurance for Coney Island drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,243 less each year.
The least expensive car insurance company for new and young drivers in Coney Island
In Coney Island, Progressive costs young drivers $3,046 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Coney Island
Progressive gave the largest car insurance discounts to married couples, averaging $1,019 saved each year compared to an average Coney Island couple's premiums.
The cheapest car insurance in Coney Island for drivers with bad credit
The best Coney Island car insurance company for customer service
Nationwide was the best company for customer service in Coney Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Coney Island
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Coney Island driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coney Island, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Coney Island
What Influences the Cost of Car Insurance in Coney Island?
On average, car insurance in Coney Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Coney Island is 65 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Coney Island are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Coney Island is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Coney Island is $196 per month for minimum coverage and $270 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Brighton Beach: Insurance costs 3.37% more
- Gravesend-Sheepshead Bay: Insurance costs 0.09% less
- Manhattan Beach: Insurance costs 3.18% less
- Sheepshead Bay: Insurance costs 0.06% less
- Bensonhurst: Insurance costs 3.12% more
- Dyker Heights: Insurance costs 0.09% more
- Mapleton-Flatlands: Insurance costs 2.38% more
- Breezy Point: Insurance costs 11.47% less
- Borough Park: Insurance costs 5.47% less
- Bay Ridge-Fort Hamilton: Insurance costs 3.03% less
Neighborhoods with Similar Populations
- North Laurel: Insurance costs 37.77% less
- Westgate: Insurance costs 24.02% less
- Brighton Beach: Insurance costs 3.37% more
- Cal Young: Insurance costs 54.87% less
- Clearview: Insurance costs 7.08% less
- Las Tierras: Insurance costs 40.03% less
- Valley Ranch: Insurance costs 41.58% less
- Meadowview: Insurance costs 26.71% less
- Model City: Insurance costs 13.82% more
- Mountain's Edge: Insurance costs 24.91% less