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Get Cheap Car Insurance in Sheepshead Bay, Brooklyn, NY
We monitor insurance prices, helping the average driver in Sheepshead Bay save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Sheepshead Bay
The chart below shows the cheapest car insurance company in Sheepshead Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Sheepshead Bay Insurer | Monthly Cost |
|---|---|
| Kemper | $119 |
| Plymouth Rock Assurance | $158 |
| Safeco Insurance | $170 |
| Geico | $178 |
Savings for Every Kind of Sheepshead Bay Driver
Based on our extensive insurance data, we know the average Sheepshead Bay driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $964 per year by choosing the right vehicle insurance company. Some Sheepshead Bay residents are paying out over $3,233 extra every year for auto insurance in Sheepshead Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sheepshead Bay, Brooklyn, NY Savings / Yr. |
|---|---|
$964 |
|
$615 |
|
$1,228 |
|
$1,243 |
|
$3,044 |
|
$1,019 |
|
$1,622 |
Sheepshead Bay Car Insurance vs. Brooklyn
People living in Sheepshead Bay pay an average of 33.32% more than the typical driver in the state. The average driver in Sheepshead Bay can expect to pay about $2,345 per year, or $3,233 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Sheepshead Bay for most people.
Car Insurance Prices by Sheepshead Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Sheepshead Bay?
The map shows insurance prices in and around Sheepshead Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $925 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,522 to a low of $2,597. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Sheepshead Bay.Pick the Best Car Insurance Company for You in Sheepshead Bay
The best car insurance provider for most drivers in Sheepshead Bay
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $964 over the average Sheepshead Bay car insurance company.
The best car insurance provider for Sheepshead Bay drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $615 over the competition.
The best car insurance company for Sheepshead Bay drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,228 better than other car insurance companies.
The best auto insurance for Sheepshead Bay drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,243 less each year.
The least expensive car insurance company for new and young drivers in Sheepshead Bay
In Sheepshead Bay, Progressive costs young drivers $3,044 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sheepshead Bay
Progressive gave the largest car insurance discounts to married couples, averaging $1,019 saved each year compared to an average Sheepshead Bay couple's premiums.
The cheapest car insurance in Sheepshead Bay for drivers with bad credit
The best Sheepshead Bay car insurance company for customer service
Nationwide was the best company for customer service in Sheepshead Bay according to the NAIC.
Recent price drops
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The cheapest large national provider in Sheepshead Bay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sheepshead Bay driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sheepshead Bay, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Sheepshead Bay
What Influences the Cost of Car Insurance in Sheepshead Bay?
On average, car insurance in Sheepshead Bay is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Sheepshead Bay is 60 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sheepshead Bay are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Sheepshead Bay has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sheepshead Bay is $195 per month for minimum coverage and $269 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Gravesend-Sheepshead Bay: Insurance costs 0.03% less
- Manhattan Beach: Insurance costs 3.12% less
- Brighton Beach: Insurance costs 3.43% more
- Coney Island: Insurance costs 0.06% more
- Mapleton-Flatlands: Insurance costs 2.44% more
- Bergen Beach: Insurance costs 8.04% less
- Bensonhurst: Insurance costs 3.19% more
- Paerdegat: Insurance costs 11.57% more
- Breezy Point: Insurance costs 11.41% less
- Ditmas Park: Insurance costs 6.00% more
Neighborhoods with Similar Populations
- West Columbus Interim: Insurance costs 64.15% less
- Gramercy: Insurance costs 7.86% less
- Greater Hilltop: Insurance costs 61.58% less
- Greenpoint: Insurance costs 3.56% less
- Greenville: Insurance costs 23.69% less
- Hamilton Heights: Insurance costs 8.97% more
- Humboldt Park: Insurance costs 36.90% less
- Lake Highlands: Insurance costs 39.38% less
- Meyerland: Insurance costs 37.86% less
- The Heights: Insurance costs 25.12% less