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Get Cheap Car Insurance in Ditmas Park, Brooklyn, NY
We monitor insurance prices, helping the average driver in Ditmas Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Ditmas Park
The chart below shows the cheapest car insurance company in Ditmas Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Ditmas Park Insurer | Monthly Cost |
|---|---|
| Kemper | $126 |
| Plymouth Rock Assurance | $168 |
| Safeco Insurance | $181 |
| Geico | $188 |
Savings for Every Kind of Ditmas Park Driver
Based on our extensive insurance data, we know the average Ditmas Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,022 per year by choosing the right vehicle insurance company. Some Ditmas Park residents are paying out over $3,427 extra every year for auto insurance in Ditmas Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ditmas Park, Brooklyn, NY Savings / Yr. |
|---|---|
$1,022 |
|
$652 |
|
$1,302 |
|
$1,317 |
|
$3,226 |
|
$1,080 |
|
$1,720 |
Ditmas Park Car Insurance vs. Brooklyn
People living in Ditmas Park pay an average of 41.33% more than the typical driver in the state. The average driver in Ditmas Park can expect to pay about $2,486 per year, or $3,427 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ditmas Park for most people.
Car Insurance Prices by Ditmas Park Neighborhood
Insurance Prices
Where is insurance cheapest within Ditmas Park?
The map shows insurance prices in and around Ditmas Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $684 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,791 to a low of $3,107. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Ditmas Park.Pick the Best Car Insurance Company for You in Ditmas Park
The best car insurance provider for most drivers in Ditmas Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,022 over the average Ditmas Park car insurance company.
The best car insurance provider for Ditmas Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $652 over the competition.
The best car insurance company for Ditmas Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,302 better than other car insurance companies.
The best auto insurance for Ditmas Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,317 less each year.
The least expensive car insurance company for new and young drivers in Ditmas Park
In Ditmas Park, Progressive costs young drivers $3,226 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ditmas Park
Progressive gave the largest car insurance discounts to married couples, averaging $1,080 saved each year compared to an average Ditmas Park couple's premiums.
The cheapest car insurance in Ditmas Park for drivers with bad credit
The best Ditmas Park car insurance company for customer service
Nationwide was the best company for customer service in Ditmas Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Ditmas Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ditmas Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ditmas Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Ditmas Park
What Influences the Cost of Car Insurance in Ditmas Park?
On average, car insurance in Ditmas Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Ditmas Park is 54 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ditmas Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Ditmas Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ditmas Park is $207 per month for minimum coverage and $286 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Flatbush-Ditmas Park: Insurance costs 4.64% more
- Prospect Lefferts Gardens: Insurance costs 5.31% more
- Mapleton-Flatlands: Insurance costs 3.36% less
- Borough Park: Insurance costs 10.77% less
- East Flatbush: Insurance costs 7.79% more
- Crown Heights: Insurance costs 1.40% more
- Park Slope: Insurance costs 12.23% less
- Greenwood: Insurance costs 6.54% less
- Sunset Park: Insurance costs 2.19% more
- Paerdegat: Insurance costs 5.25% more
Neighborhoods with Similar Populations
- 19th Ward: Insurance costs 18.06% less
- Kensington: Insurance costs 52.03% less
- Ukrainian Village: Insurance costs 48.29% less
- Central Arlington: Insurance costs 46.60% less
- West Central: Insurance costs 30.06% less
- Weston Ranch: Insurance costs 33.97% less
- Bay Terraces: Insurance costs 38.93% less
- Bassett: Insurance costs 32.36% less
- Beach Haven: Insurance costs 27.46% less
- Rose Hill: Insurance costs 60.90% less