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Get Cheap Car Insurance in Lake Highlands, Dallas, TX
We monitor insurance prices, helping the average driver in Lake Highlands save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Lake Highlands
The chart below shows the cheapest car insurance company in Lake Highlands for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Lake Highlands Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $66 |
| Progressive | $68 |
| State Farm | $73 |
Savings for Every Kind of Lake Highlands Driver
Based on our extensive insurance data, we know the average Lake Highlands driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $403 per year by choosing the right vehicle insurance company. Some Lake Highlands residents are paying out over $1,960 extra every year for auto insurance in Lake Highlands. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Highlands, Dallas, TX Savings / Yr. |
|---|---|
$403 |
|
$923 |
|
$813 |
|
$932 |
|
$1,418 |
|
$536 |
|
$586 |
Lake Highlands Car Insurance vs. Dallas
People living in Lake Highlands pay an average of 0.30% more than the typical driver in the state. The average driver in Lake Highlands can expect to pay about $1,167 per year, or $1,960 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Lake Highlands for most people.
Car Insurance Prices by Lake Highlands Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Highlands?
The map shows insurance prices in and around Lake Highlands, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $457 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,188 to a low of $1,731. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Lake Highlands.Pick the Best Car Insurance Company for You in Lake Highlands
The best car insurance provider for most drivers in Lake Highlands
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $403 over the average Lake Highlands car insurance company.
The best car insurance provider for Lake Highlands drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $923 over the competition.
The best car insurance company for Lake Highlands drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $813 better than other car insurance companies.
The best auto insurance for Lake Highlands drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $932 less each year.
The least expensive car insurance company for new and young drivers in Lake Highlands
In Lake Highlands, State Farm costs young drivers $1,418 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Highlands
State Farm gave the largest car insurance discounts to married couples, averaging $536 saved each year compared to an average Lake Highlands couple's premiums.
The cheapest car insurance in Lake Highlands for drivers with bad credit
The best Lake Highlands car insurance company for customer service
Nationwide was the best company for customer service in Lake Highlands according to the NAIC.
Recent price drops
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The cheapest large national provider in Lake Highlands
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lake Highlands driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Highlands, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Lake Highlands
What Influences the Cost of Car Insurance in Lake Highlands?
On average, car insurance in Lake Highlands is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lake Highlands is 32 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Highlands are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Lake Highlands is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Highlands is $97 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Dallas: Insurance costs 8.21% less
- Northeast Dallas-White Rock: Insurance costs 0.77% more
- M Streets: Insurance costs 5.20% less
- Bluffview: Insurance costs 8.16% less
- Far North Dallas-Richardson: Insurance costs 7.70% less
- Almeta-Bonita-Bella Vista: Insurance costs 1.99% more
- Oak Lawn: Insurance costs 6.07% less
- Preston Hollow: Insurance costs 2.40% less
- Oakridge: Insurance costs 1.48% less
- Chandler Heights: Insurance costs 3.32% more
Neighborhoods with Similar Populations
- Oak Lawn: Insurance costs 6.07% less
- Southwestern Denver: Insurance costs 9.13% more
- Southeast Colorado Springs: Insurance costs 1.53% less
- Southeast Arlington: Insurance costs 0.77% less
- Southeast: Insurance costs 15.10% more
- South of Market: Insurance costs 16.68% more
- Rogers Park: Insurance costs 0.05% more
- Ozone Park: Insurance costs 77.45% more
- Oxford Circle: Insurance costs 10.71% less
- Otay Ranch: Insurance costs 0.56% less