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Get Cheap Car Insurance in Rogers Park, Chicago, IL
We monitor insurance prices, helping the average driver in Rogers Park save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Rogers Park
The chart below shows the cheapest car insurance company in Rogers Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Rogers Park Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Country Financial | $71 |
| Metromile | $78 |
| American Family Insurance | $83 |
Savings for Every Kind of Rogers Park Driver
Based on our extensive insurance data, we know the average Rogers Park driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $458 per year by choosing the right vehicle insurance company. Some Rogers Park residents are paying out over $1,961 extra every year for auto insurance in Rogers Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rogers Park, Chicago, IL Savings / Yr. |
|---|---|
$458 |
|
$862 |
|
$689 |
|
$723 |
|
$1,780 |
|
$513 |
|
$658 |
Rogers Park Car Insurance vs. Chicago
People living in Rogers Park pay an average of 29.76% more than the typical driver in the state. The average driver in Rogers Park can expect to pay about $1,164 per year, or $1,961 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Rogers Park for most people.
Car Insurance Prices by Rogers Park Neighborhood
Insurance Prices
Where is insurance cheapest within Rogers Park?
The map shows insurance prices in and around Rogers Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $357 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,115 to a low of $1,758. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Rogers Park.Pick the Best Car Insurance Company for You in Rogers Park
The best car insurance provider for most drivers in Rogers Park
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $458 over the average Rogers Park car insurance company.
The best car insurance provider for Rogers Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $862 over the competition.
The best car insurance company for Rogers Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $689 better than other car insurance companies.
The best auto insurance for Rogers Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $723 less each year.
The least expensive car insurance company for new and young drivers in Rogers Park
In Rogers Park, State Farm costs young drivers $1,780 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rogers Park
State Farm gave the largest car insurance discounts to married couples, averaging $513 saved each year compared to an average Rogers Park couple's premiums.
The cheapest car insurance in Rogers Park for drivers with bad credit
The best Rogers Park car insurance company for customer service
Nationwide was the best company for customer service in Rogers Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Rogers Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rogers Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rogers Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Rogers Park
What Influences the Cost of Car Insurance in Rogers Park?
On average, car insurance in Rogers Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Rogers Park is 47 minutes, which is a little more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rogers Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Rogers Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rogers Park is $97 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Granville Gardens: Insurance costs 0.92% more
- West Ridge: Insurance costs 4.03% less
- Edgewater: Insurance costs 2.80% less
- South Evanston: Insurance costs 10.96% less
- Andersonville: Insurance costs 4.18% less
- Lincoln Square: Insurance costs 5.30% less
- Asia on Argyle: Insurance costs 2.50% less
- Bowmanville: Insurance costs 4.28% less
- Downtown: Insurance costs 17.54% less
- North Park: Insurance costs 4.74% less
Neighborhoods with Similar Populations
- Raleigh: Insurance costs 17.13% less
- Southside: Insurance costs 1.63% more
- Southeast Colorado Springs: Insurance costs 1.58% less
- Southeast Arlington: Insurance costs 0.82% less
- Southeast: Insurance costs 15.04% more
- South Ozone Park: Insurance costs 78.38% more
- South of Market: Insurance costs 16.62% more
- South East: Insurance costs 3.47% more
- Sheepshead Bay: Insurance costs 64.86% more
- Santa Teresa: Insurance costs 5.35% more