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Get Cheap Car Insurance in North Park, Chicago, IL
We monitor insurance prices, helping the average driver in North Park save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in North Park
The chart below shows the cheapest car insurance company in North Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| North Park Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Country Financial | $68 |
| Metromile | $74 |
| American Family Insurance | $80 |
Savings for Every Kind of North Park Driver
Based on our extensive insurance data, we know the average North Park driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $436 per year by choosing the right vehicle insurance company. Some North Park residents are paying out over $1,868 extra every year for auto insurance in North Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Park, Chicago, IL Savings / Yr. |
|---|---|
$436 |
|
$821 |
|
$657 |
|
$689 |
|
$1,697 |
|
$488 |
|
$627 |
North Park Car Insurance vs. Chicago
People living in North Park pay an average of 23.65% more than the typical driver in the state. The average driver in North Park can expect to pay about $1,109 per year, or $1,868 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in North Park for most people.
Car Insurance Prices by North Park Neighborhood
Insurance Prices
Where is insurance cheapest within North Park?
The map shows insurance prices in and around North Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $338 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,059 to a low of $1,721. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of North Park.Pick the Best Car Insurance Company for You in North Park
The best car insurance provider for most drivers in North Park
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $436 over the average North Park car insurance company.
The best car insurance provider for North Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $821 over the competition.
The best car insurance company for North Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $657 better than other car insurance companies.
The best auto insurance for North Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $689 less each year.
The least expensive car insurance company for new and young drivers in North Park
In North Park, State Farm costs young drivers $1,697 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Park
State Farm gave the largest car insurance discounts to married couples, averaging $488 saved each year compared to an average North Park couple's premiums.
The cheapest car insurance in North Park for drivers with bad credit
The best North Park car insurance company for customer service
Nationwide was the best company for customer service in North Park according to the NAIC.
Recent price drops
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The cheapest large national provider in North Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around North Park
What Influences the Cost of Car Insurance in North Park?
On average, car insurance in North Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Park is 42 minutes, which is about the national average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Park is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Park is $92 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Albany Park: Insurance costs 4.60% more
- Sauganash: Insurance costs 5.41% less
- Bowmanville: Insurance costs 0.48% more
- North Mayfair: Insurance costs 0.54% less
- Lincoln Square: Insurance costs 0.59% less
- West Ridge: Insurance costs 0.75% more
- Ravenswood Manor: Insurance costs 3.00% more
- Granville Gardens: Insurance costs 5.94% more
- Ravenswood Gardens: Insurance costs 1.02% less
- West Ravenswood: Insurance costs 2.03% less
Neighborhoods with Similar Populations
- Alleghany West: Insurance costs 3.43% less
- Whitestone: Insurance costs 60.01% more
- Cedar Hills-Cedar Mill: Insurance costs 10.97% less
- Belair-Edison: Insurance costs 32.23% more
- Blueberry Hill-Brigadoon-Stoneybrook: Insurance costs 13.12% more
- Sherwood-Tualatin South: Insurance costs 14.24% less
- Southbelt Ellington: Insurance costs 3.80% more
- Seattle Hill-Silver Firs: Insurance costs 15.63% less
- Rita Ranch: Insurance costs 8.08% less
- Potrero: Insurance costs 16.81% more