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Get Cheap Car Insurance in Edgewater, Chicago, IL
We monitor insurance prices, helping the average driver in Edgewater save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Edgewater
The chart below shows the cheapest car insurance company in Edgewater for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Edgewater Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Country Financial | $69 |
| Metromile | $76 |
| American Family Insurance | $81 |
Savings for Every Kind of Edgewater Driver
Based on our extensive insurance data, we know the average Edgewater driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some Edgewater residents are paying out over $1,906 extra every year for auto insurance in Edgewater. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edgewater, Chicago, IL Savings / Yr. |
|---|---|
$445 |
|
$837 |
|
$670 |
|
$702 |
|
$1,730 |
|
$498 |
|
$639 |
Edgewater Car Insurance vs. Chicago
People living in Edgewater pay an average of 26.12% more than the typical driver in the state. The average driver in Edgewater can expect to pay about $1,131 per year, or $1,906 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Edgewater for most people.
Car Insurance Prices by Edgewater Neighborhood
Insurance Prices
Where is insurance cheapest within Edgewater?
The map shows insurance prices in and around Edgewater, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $321 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,035 to a low of $1,714. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Edgewater.Pick the Best Car Insurance Company for You in Edgewater
The best car insurance provider for most drivers in Edgewater
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $445 over the average Edgewater car insurance company.
The best car insurance provider for Edgewater drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $837 over the competition.
The best car insurance company for Edgewater drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $670 better than other car insurance companies.
The best auto insurance for Edgewater drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $702 less each year.
The least expensive car insurance company for new and young drivers in Edgewater
In Edgewater, State Farm costs young drivers $1,730 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edgewater
State Farm gave the largest car insurance discounts to married couples, averaging $498 saved each year compared to an average Edgewater couple's premiums.
The cheapest car insurance in Edgewater for drivers with bad credit
The best Edgewater car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edgewater
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Edgewater driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgewater, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Edgewater
What Influences the Cost of Car Insurance in Edgewater?
On average, car insurance in Edgewater is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Edgewater is 46 minutes, which is a little more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edgewater are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Edgewater is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Edgewater is $94 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Andersonville: Insurance costs 1.42% less
- Asia on Argyle: Insurance costs 0.31% more
- Granville Gardens: Insurance costs 3.83% more
- Rogers Park: Insurance costs 2.89% more
- Lincoln Square: Insurance costs 2.57% less
- Uptown: Insurance costs 1.73% less
- West Ravenswood: Insurance costs 3.99% less
- Bowmanville: Insurance costs 1.52% less
- West Ridge: Insurance costs 1.26% less
- Ravenswood Gardens: Insurance costs 2.99% less
Neighborhoods with Similar Populations
- North Cheyenne: Insurance costs 28.33% more
- South of Market: Insurance costs 19.99% more
- Silver Lake: Insurance costs 30.17% more
- Shelby Forest-Frayser: Insurance costs 13.22% less
- Rancho Bernadino: Insurance costs 0.52% more
- Playa Vista: Insurance costs 27.60% more
- Ozone Park: Insurance costs 82.48% more
- Oxford Circle: Insurance costs 8.18% less
- Outer Sunset: Insurance costs 19.15% more
- Oak Lane: Insurance costs 4.72% less