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Get Cheap Car Insurance in Andersonville, Chicago, IL
We monitor insurance prices, helping the average driver in Andersonville save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Andersonville
The chart below shows the cheapest car insurance company in Andersonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Andersonville Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Country Financial | $68 |
| Metromile | $75 |
| American Family Insurance | $80 |
Savings for Every Kind of Andersonville Driver
Based on our extensive insurance data, we know the average Andersonville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $439 per year by choosing the right vehicle insurance company. Some Andersonville residents are paying out over $1,879 extra every year for auto insurance in Andersonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Andersonville, Chicago, IL Savings / Yr. |
|---|---|
$439 |
|
$826 |
|
$660 |
|
$693 |
|
$1,706 |
|
$491 |
|
$630 |
Andersonville Car Insurance vs. Chicago
People living in Andersonville pay an average of 24.35% more than the typical driver in the state. The average driver in Andersonville can expect to pay about $1,115 per year, or $1,879 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Andersonville for most people.
Car Insurance Prices by Andersonville Neighborhood
Insurance Prices
Where is insurance cheapest within Andersonville?
The map shows insurance prices in and around Andersonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $246 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,965 to a low of $1,719. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Andersonville.Pick the Best Car Insurance Company for You in Andersonville
The best car insurance provider for most drivers in Andersonville
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $439 over the average Andersonville car insurance company.
The best car insurance provider for Andersonville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $826 over the competition.
The best car insurance company for Andersonville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $660 better than other car insurance companies.
The best auto insurance for Andersonville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in Andersonville
In Andersonville, State Farm costs young drivers $1,706 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Andersonville
State Farm gave the largest car insurance discounts to married couples, averaging $491 saved each year compared to an average Andersonville couple's premiums.
The cheapest car insurance in Andersonville for drivers with bad credit
The best Andersonville car insurance company for customer service
Nationwide was the best company for customer service in Andersonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Andersonville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Andersonville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Andersonville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Andersonville
What Influences the Cost of Car Insurance in Andersonville?
On average, car insurance in Andersonville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Andersonville is 50 minutes, which is far more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Andersonville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Andersonville is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Andersonville is $93 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Edgewater: Insurance costs 1.44% more
- Asia on Argyle: Insurance costs 1.76% more
- Lincoln Square: Insurance costs 1.17% less
- Uptown: Insurance costs 0.32% less
- West Ravenswood: Insurance costs 2.61% less
- Granville Gardens: Insurance costs 5.32% more
- Bowmanville: Insurance costs 0.11% less
- Ravenswood Gardens: Insurance costs 1.60% less
- Rogers Park: Insurance costs 4.36% more
- Cuyler: Insurance costs 6.92% less
Neighborhoods with Similar Populations
- 25th Street: Insurance costs 21.18% less
- Millbrook: Insurance costs 62.75% more
- Alki: Insurance costs 14.42% less
- West End: Insurance costs 18.04% more
- Venable: Insurance costs 35.55% less
- Oak Hill: Insurance costs 11.44% less
- Inverness: Insurance costs 15.65% less
- Hamilton Main Street Historic District: Insurance costs 37.36% less
- South Winds: Insurance costs 19.27% more
- Elmwood Park: Insurance costs 109.85% more