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Get Cheap Car Insurance in Elmwood Park, Detroit, MI
We monitor insurance prices, helping the average driver in Elmwood Park save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Elmwood Park
The chart below shows the cheapest car insurance company in Elmwood Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Elmwood Park Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $146 |
| Progressive | $167 |
| State Farm | $168 |
| Safeco Insurance | $178 |
Savings for Every Kind of Elmwood Park Driver
Based on our extensive insurance data, we know the average Elmwood Park driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,585 per year by choosing the right vehicle insurance company. Some Elmwood Park residents are paying out over $3,943 extra every year for auto insurance in Elmwood Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elmwood Park, Detroit, MI Savings / Yr. |
|---|---|
$1,585 |
|
$2,587 |
|
$2,289 |
|
$3,479 |
|
$4,105 |
|
$0 |
|
$0 |
Elmwood Park Car Insurance vs. Detroit
People living in Elmwood Park pay an average of 36.01% more than the typical driver in the state. The average driver in Elmwood Park can expect to pay about $2,995 per year, or $3,943 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Elmwood Park for most people.
Car Insurance Prices by Elmwood Park Neighborhood
Insurance Prices
Where is insurance cheapest within Elmwood Park?
The map shows insurance prices in and around Elmwood Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $421 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,067 to a low of $3,646. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Elmwood Park.Pick the Best Car Insurance Company for You in Elmwood Park
The best car insurance provider for most drivers in Elmwood Park
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,585 over the average Elmwood Park car insurance company.
The best car insurance provider for Elmwood Park drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,587 over the competition.
The best car insurance company for Elmwood Park drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,289 better than other car insurance companies.
The best auto insurance for Elmwood Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,479 less each year.
The least expensive car insurance company for new and young drivers in Elmwood Park
In Elmwood Park, Geico costs young drivers $4,105 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elmwood Park
The cheapest car insurance in Elmwood Park for drivers with bad credit
The best Elmwood Park car insurance company for customer service
Nationwide was the best company for customer service in Elmwood Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Elmwood Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Elmwood Park driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elmwood Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Elmwood Park
What Influences the Cost of Car Insurance in Elmwood Park?
On average, car insurance in Elmwood Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Elmwood Park is 28 minutes, which is about the national average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Elmwood Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elmwood Park is $250 per month for minimum coverage and $329 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lafayette Park: Insurance costs 5.10% less
- Islandview: Insurance costs 2.69% less
- Downtown Detroit: Insurance costs 12.78% less
- Midtown-Detroit: Insurance costs 9.59% less
- Kettering-Butzel: Insurance costs 4.64% more
- Wayne State: Insurance costs 11.64% less
- St Jean: Insurance costs 4.44% more
- Chene: Insurance costs 0.08% less
- Woodbridge: Insurance costs 8.88% less
- New Center: Insurance costs 3.09% less
Neighborhoods with Similar Populations
- Inverness: Insurance costs 59.80% less
- Russell: Insurance costs 30.03% less
- North Brookline: Insurance costs 54.15% less
- Mt Vernon: Insurance costs 66.07% less
- Mission Viejo: Insurance costs 47.40% less
- Meydenbauer: Insurance costs 59.35% less
- Memorial Parkway: Insurance costs 52.55% less
- Memorial Northwest: Insurance costs 53.69% less
- Linda Vista-San Francisco: Insurance costs 51.51% less
- Lincoln Park: Insurance costs 43.32% less