Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Midtown-Detroit, Detroit, MI
We monitor insurance prices, helping the average driver in Midtown-Detroit save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Midtown-Detroit
The chart below shows the cheapest car insurance company in Midtown-Detroit for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Midtown-Detroit Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $132 |
| Progressive | $151 |
| State Farm | $152 |
| Safeco Insurance | $161 |
Savings for Every Kind of Midtown-Detroit Driver
Based on our extensive insurance data, we know the average Midtown-Detroit driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,433 per year by choosing the right vehicle insurance company. Some Midtown-Detroit residents are paying out over $3,565 extra every year for auto insurance in Midtown-Detroit. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Midtown-Detroit, Detroit, MI Savings / Yr. |
|---|---|
$1,433 |
|
$2,339 |
|
$2,070 |
|
$3,146 |
|
$3,711 |
|
$0 |
|
$0 |
Midtown-Detroit Car Insurance vs. Detroit
People living in Midtown-Detroit pay an average of 22.97% more than the typical driver in the state. The average driver in Midtown-Detroit can expect to pay about $2,708 per year, or $3,565 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Midtown-Detroit for most people.
Car Insurance Prices by Midtown-Detroit Neighborhood
Insurance Prices
Where is insurance cheapest within Midtown-Detroit?
The map shows insurance prices in and around Midtown-Detroit, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,000 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,183 to a low of $3,183. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Midtown-Detroit.Pick the Best Car Insurance Company for You in Midtown-Detroit
The best car insurance provider for most drivers in Midtown-Detroit
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,433 over the average Midtown-Detroit car insurance company.
The best car insurance provider for Midtown-Detroit drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,339 over the competition.
The best car insurance company for Midtown-Detroit drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,070 better than other car insurance companies.
The best auto insurance for Midtown-Detroit drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,146 less each year.
The least expensive car insurance company for new and young drivers in Midtown-Detroit
In Midtown-Detroit, Geico costs young drivers $3,711 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Midtown-Detroit
The cheapest car insurance in Midtown-Detroit for drivers with bad credit
The best Midtown-Detroit car insurance company for customer service
Nationwide was the best company for customer service in Midtown-Detroit according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Midtown-Detroit, which was better than other insurers.
The cheapest large national provider in Midtown-Detroit
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Midtown-Detroit driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Midtown-Detroit, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Midtown-Detroit
What Influences the Cost of Car Insurance in Midtown-Detroit?
On average, car insurance in Midtown-Detroit is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Midtown-Detroit is 27 minutes, which is about the national average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Midtown-Detroit is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Midtown-Detroit is $226 per month for minimum coverage and $297 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wayne State: Insurance costs 2.27% less
- Downtown Detroit: Insurance costs 3.53% less
- Lafayette Park: Insurance costs 4.96% more
- Woodbridge: Insurance costs 0.79% more
- Core City: Insurance costs 14.05% more
- New Center: Insurance costs 7.18% more
- Elmwood Park: Insurance costs 10.60% more
- Chene: Insurance costs 10.52% more
- Boston Edison: Insurance costs 10.63% more
- Hubbard-Richard: Insurance costs 3.09% more
Neighborhoods with Similar Populations
- Alameda: Insurance costs 52.59% less
- Ballantyne East: Insurance costs 61.85% less
- Boulevard Heights: Insurance costs 43.65% less
- Corwith: Insurance costs 43.20% less
- Downtown Troy: Insurance costs 27.97% less
- Englewood: Insurance costs 22.89% less
- Thomasville: Insurance costs 38.26% less
- Sunset Heights: Insurance costs 59.83% less
- Santa Clara Street: Insurance costs 38.15% less
- Lakeshore at University Park: Insurance costs 7.18% less