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Get Cheap Car Insurance in Chene, Detroit, MI
We monitor insurance prices, helping the average driver in Chene save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Chene
The chart below shows the cheapest car insurance company in Chene for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Chene Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $146 |
| Progressive | $167 |
| State Farm | $168 |
| Safeco Insurance | $178 |
Savings for Every Kind of Chene Driver
Based on our extensive insurance data, we know the average Chene driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,583 per year by choosing the right vehicle insurance company. Some Chene residents are paying out over $3,940 extra every year for auto insurance in Chene. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chene, Detroit, MI Savings / Yr. |
|---|---|
$1,583 |
|
$2,585 |
|
$2,287 |
|
$3,476 |
|
$4,102 |
|
$0 |
|
$0 |
Chene Car Insurance vs. Detroit
People living in Chene pay an average of 35.91% more than the typical driver in the state. The average driver in Chene can expect to pay about $2,993 per year, or $3,940 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Chene for most people.
Car Insurance Prices by Chene Neighborhood
Insurance Prices
Where is insurance cheapest within Chene?
The map shows insurance prices in and around Chene, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $538 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,125 to a low of $3,587. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Chene.Pick the Best Car Insurance Company for You in Chene
The best car insurance provider for most drivers in Chene
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,583 over the average Chene car insurance company.
The best car insurance provider for Chene drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,585 over the competition.
The best car insurance company for Chene drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,287 better than other car insurance companies.
The best auto insurance for Chene drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,476 less each year.
The least expensive car insurance company for new and young drivers in Chene
In Chene, Geico costs young drivers $4,102 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chene
The cheapest car insurance in Chene for drivers with bad credit
The best Chene car insurance company for customer service
Recent price drops
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The cheapest large national provider in Chene
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chene driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chene, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Chene
What Influences the Cost of Car Insurance in Chene?
On average, car insurance in Chene is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Chene is 30 minutes, which is about the national average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Chene is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chene is $249 per month for minimum coverage and $328 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Hamtramck: Insurance costs 1.98% less
- Airport: Insurance costs 1.19% more
- New Center: Insurance costs 3.02% less
- Buffalo Charles: Insurance costs 1.80% more
- Wayne State: Insurance costs 11.57% less
- Kettering-Butzel: Insurance costs 4.72% more
- Boston Edison: Insurance costs 0.10% more
- Midtown-Detroit: Insurance costs 9.52% less
- Durfee: Insurance costs 1.88% more
- Islandview: Insurance costs 2.61% less
Neighborhoods with Similar Populations
- Norton Commons: Insurance costs 45.94% less
- Salisbury Point: Insurance costs 59.62% less
- Rothfield: Insurance costs 57.46% less
- Mount Pleasant Area: Insurance costs 68.63% less
- White Gables: Insurance costs 53.55% less
- Cadwalader-Hillcrest: Insurance costs 43.53% less
- Carolina Heights: Insurance costs 65.20% less
- Talus: Insurance costs 59.80% less
- Rising Sun-Lebanon: Insurance costs 54.49% less
- Downtown Michigan City: Insurance costs 68.32% less