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Get Cheap Car Insurance in Islandview, Detroit, MI
We monitor insurance prices, helping the average driver in Islandview save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Islandview
The chart below shows the cheapest car insurance company in Islandview for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Islandview Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $142 |
| Progressive | $162 |
| State Farm | $164 |
| Safeco Insurance | $173 |
Savings for Every Kind of Islandview Driver
Based on our extensive insurance data, we know the average Islandview driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,542 per year by choosing the right vehicle insurance company. Some Islandview residents are paying out over $3,837 extra every year for auto insurance in Islandview. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Islandview, Detroit, MI Savings / Yr. |
|---|---|
$1,542 |
|
$2,518 |
|
$2,228 |
|
$3,386 |
|
$3,995 |
|
$0 |
|
$0 |
Islandview Car Insurance vs. Detroit
People living in Islandview pay an average of 32.36% more than the typical driver in the state. The average driver in Islandview can expect to pay about $2,915 per year, or $3,837 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Islandview for most people.
Car Insurance Prices by Islandview Neighborhood
Insurance Prices
Where is insurance cheapest within Islandview?
The map shows insurance prices in and around Islandview, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $633 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,195 to a low of $3,562. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Islandview.Pick the Best Car Insurance Company for You in Islandview
The best car insurance provider for most drivers in Islandview
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,542 over the average Islandview car insurance company.
The best car insurance provider for Islandview drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,518 over the competition.
The best car insurance company for Islandview drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,228 better than other car insurance companies.
The best auto insurance for Islandview drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,386 less each year.
The least expensive car insurance company for new and young drivers in Islandview
In Islandview, Geico costs young drivers $3,995 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Islandview
The cheapest car insurance in Islandview for drivers with bad credit
The best Islandview car insurance company for customer service
Nationwide was the best company for customer service in Islandview according to the NAIC.
Recent price drops
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The cheapest large national provider in Islandview
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Islandview driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Islandview, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Islandview
What Influences the Cost of Car Insurance in Islandview?
On average, car insurance in Islandview is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Islandview is 27 minutes, which is about the national average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Islandview is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Islandview is $243 per month for minimum coverage and $320 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Elmwood Park: Insurance costs 2.76% more
- Kettering-Butzel: Insurance costs 7.53% more
- Lafayette Park: Insurance costs 2.48% less
- St Jean: Insurance costs 7.32% more
- Downtown Detroit: Insurance costs 10.37% less
- Midtown-Detroit: Insurance costs 7.09% less
- Chene: Insurance costs 2.68% more
- Jefferson Chalmers: Insurance costs 2.01% more
- Wayne State: Insurance costs 9.20% less
- Airport: Insurance costs 3.91% more
Neighborhoods with Similar Populations
- Alamance Hills: Insurance costs 64.76% less
- Yorkville: Insurance costs 65.57% less
- Woodland Heights: Insurance costs 51.32% less
- Trowbridge Square: Insurance costs 44.38% less
- Tevis Ranch: Insurance costs 45.11% less
- Terrell Heights: Insurance costs 55.80% less
- Terra Vista: Insurance costs 47.28% less
- Summerside: Insurance costs 70.34% less
- Stone Bridge: Insurance costs 66.28% less
- Springdale: Insurance costs 60.70% less