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Get Cheap Car Insurance in Lafayette Park, Detroit, MI
We monitor insurance prices, helping the average driver in Lafayette Park save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Lafayette Park
The chart below shows the cheapest car insurance company in Lafayette Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Lafayette Park Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $139 |
| Progressive | $158 |
| State Farm | $160 |
| Safeco Insurance | $169 |
Savings for Every Kind of Lafayette Park Driver
Based on our extensive insurance data, we know the average Lafayette Park driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,504 per year by choosing the right vehicle insurance company. Some Lafayette Park residents are paying out over $3,742 extra every year for auto insurance in Lafayette Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lafayette Park, Detroit, MI Savings / Yr. |
|---|---|
$1,504 |
|
$2,455 |
|
$2,173 |
|
$3,302 |
|
$3,896 |
|
$0 |
|
$0 |
Lafayette Park Car Insurance vs. Detroit
People living in Lafayette Park pay an average of 29.10% more than the typical driver in the state. The average driver in Lafayette Park can expect to pay about $2,843 per year, or $3,742 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Lafayette Park for most people.
Car Insurance Prices by Lafayette Park Neighborhood
Insurance Prices
Where is insurance cheapest within Lafayette Park?
The map shows insurance prices in and around Lafayette Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $825 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,132 to a low of $3,307. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Lafayette Park.Pick the Best Car Insurance Company for You in Lafayette Park
The best car insurance provider for most drivers in Lafayette Park
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,504 over the average Lafayette Park car insurance company.
The best car insurance provider for Lafayette Park drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,455 over the competition.
The best car insurance company for Lafayette Park drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,173 better than other car insurance companies.
The best auto insurance for Lafayette Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,302 less each year.
The least expensive car insurance company for new and young drivers in Lafayette Park
In Lafayette Park, Geico costs young drivers $3,896 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lafayette Park
The cheapest car insurance in Lafayette Park for drivers with bad credit
The best Lafayette Park car insurance company for customer service
Nationwide was the best company for customer service in Lafayette Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Lafayette Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lafayette Park driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lafayette Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Lafayette Park
What Influences the Cost of Car Insurance in Lafayette Park?
On average, car insurance in Lafayette Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lafayette Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lafayette Park is $237 per month for minimum coverage and $312 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Elmwood Park: Insurance costs 5.37% more
- Downtown Detroit: Insurance costs 8.10% less
- Midtown-Detroit: Insurance costs 4.73% less
- Islandview: Insurance costs 2.54% more
- Wayne State: Insurance costs 6.89% less
- Kettering-Butzel: Insurance costs 10.26% more
- Woodbridge: Insurance costs 3.98% less
- Chene: Insurance costs 5.29% more
- Hubbard-Richard: Insurance costs 1.79% less
- Core City: Insurance costs 8.66% more
Neighborhoods with Similar Populations
- Alta Vista-Waco: Insurance costs 55.48% less
- Windsor Square: Insurance costs 46.79% less
- Willow Meadows-Willowbend Area: Insurance costs 47.43% less
- West Rock: Insurance costs 38.48% less
- West Main Street Historic District: Insurance costs 70.23% less
- Berkshire Lakes: Insurance costs 31.72% less
- Berg-Lasher: Insurance costs 5.96% more
- Berea: Insurance costs 33.06% less
- Belle Vista: Insurance costs 67.80% less
- Belevedere: Insurance costs 42.65% less