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Get Cheap Car Insurance in Downtown Detroit, Detroit, MI
We monitor insurance prices, helping the average driver in Downtown Detroit save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Downtown Detroit
The chart below shows the cheapest car insurance company in Downtown Detroit for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Downtown Detroit Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $128 |
| Progressive | $146 |
| State Farm | $147 |
| Safeco Insurance | $155 |
Savings for Every Kind of Downtown Detroit Driver
Based on our extensive insurance data, we know the average Downtown Detroit driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,382 per year by choosing the right vehicle insurance company. Some Downtown Detroit residents are paying out over $3,439 extra every year for auto insurance in Downtown Detroit. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Detroit, Detroit, MI Savings / Yr. |
|---|---|
$1,382 |
|
$2,256 |
|
$1,997 |
|
$3,035 |
|
$3,580 |
|
$0 |
|
$0 |
Downtown Detroit Car Insurance vs. Detroit
People living in Downtown Detroit pay an average of 18.64% more than the typical driver in the state. The average driver in Downtown Detroit can expect to pay about $2,612 per year, or $3,439 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Downtown Detroit for most people.
Car Insurance Prices by Downtown Detroit Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Detroit?
The map shows insurance prices in and around Downtown Detroit, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $801 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,092 to a low of $3,291. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Downtown Detroit.Pick the Best Car Insurance Company for You in Downtown Detroit
The best car insurance provider for most drivers in Downtown Detroit
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,382 over the average Downtown Detroit car insurance company.
The best car insurance provider for Downtown Detroit drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,256 over the competition.
The best car insurance company for Downtown Detroit drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,997 better than other car insurance companies.
The best auto insurance for Downtown Detroit drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,035 less each year.
The least expensive car insurance company for new and young drivers in Downtown Detroit
In Downtown Detroit, Geico costs young drivers $3,580 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Detroit
The cheapest car insurance in Downtown Detroit for drivers with bad credit
The best Downtown Detroit car insurance company for customer service
Nationwide was the best company for customer service in Downtown Detroit according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Detroit
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown Detroit driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Detroit, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Downtown Detroit
What Influences the Cost of Car Insurance in Downtown Detroit?
On average, car insurance in Downtown Detroit is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Downtown Detroit is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Detroit is $218 per month for minimum coverage and $287 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lafayette Park: Insurance costs 8.81% more
- Midtown-Detroit: Insurance costs 3.66% more
- Elmwood Park: Insurance costs 14.66% more
- Wayne State: Insurance costs 1.31% more
- Woodbridge: Insurance costs 4.48% more
- Hubbard-Richard: Insurance costs 6.86% more
- Core City: Insurance costs 18.23% more
- Islandview: Insurance costs 11.57% more
- New Center: Insurance costs 11.11% more
- Southwest Detroit: Insurance costs 9.51% more
Neighborhoods with Similar Populations
- East End: Insurance costs 55.60% less
- Fort Howard: Insurance costs 66.91% less
- Fort Concho: Insurance costs 48.82% less
- Skies West: Insurance costs 50.54% less
- Stanwood Park: Insurance costs 71.88% less
- Staumbaugh Heller: Insurance costs 34.40% less
- Eastridge: Insurance costs 51.90% less
- Eastlake Vistas: Insurance costs 43.68% less
- Stockade District: Insurance costs 28.23% less
- Royal Crown Estates: Insurance costs 11.31% less