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Get Cheap Car Insurance in Southwest Detroit, Detroit, MI
We monitor insurance prices, helping the average driver in Southwest Detroit save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Southwest Detroit
The chart below shows the cheapest car insurance company in Southwest Detroit for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Southwest Detroit Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $140 |
| Progressive | $159 |
| State Farm | $161 |
| Safeco Insurance | $170 |
Savings for Every Kind of Southwest Detroit Driver
Based on our extensive insurance data, we know the average Southwest Detroit driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,513 per year by choosing the right vehicle insurance company. Some Southwest Detroit residents are paying out over $3,766 extra every year for auto insurance in Southwest Detroit. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Detroit, Detroit, MI Savings / Yr. |
|---|---|
$1,513 |
|
$2,471 |
|
$2,186 |
|
$3,323 |
|
$3,920 |
|
$0 |
|
$0 |
Southwest Detroit Car Insurance vs. Detroit
People living in Southwest Detroit pay an average of 29.90% more than the typical driver in the state. The average driver in Southwest Detroit can expect to pay about $2,860 per year, or $3,766 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Southwest Detroit for most people.
Car Insurance Prices by Southwest Detroit Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Detroit?
The map shows insurance prices in and around Southwest Detroit, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $532 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,951 to a low of $3,419. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Southwest Detroit.Pick the Best Car Insurance Company for You in Southwest Detroit
The best car insurance provider for most drivers in Southwest Detroit
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,513 over the average Southwest Detroit car insurance company.
The best car insurance provider for Southwest Detroit drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,471 over the competition.
The best car insurance company for Southwest Detroit drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,186 better than other car insurance companies.
The best auto insurance for Southwest Detroit drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,323 less each year.
The least expensive car insurance company for new and young drivers in Southwest Detroit
In Southwest Detroit, Geico costs young drivers $3,920 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Detroit
The cheapest car insurance in Southwest Detroit for drivers with bad credit
The best Southwest Detroit car insurance company for customer service
Nationwide was the best company for customer service in Southwest Detroit according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Detroit
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southwest Detroit driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Detroit, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Southwest Detroit
What Influences the Cost of Car Insurance in Southwest Detroit?
On average, car insurance in Southwest Detroit is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwest Detroit is 31 minutes, which is a little more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Southwest Detroit has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Detroit is $238 per month for minimum coverage and $314 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hubbard-Richard: Insurance costs 2.42% less
- Springwells: Insurance costs 0.56% less
- Michigan-Martin: Insurance costs 0.13% more
- Woodbridge: Insurance costs 4.59% less
- Core City: Insurance costs 7.97% more
- Claytown: Insurance costs 1.19% less
- Midwest: Insurance costs 9.77% more
- Tireman: Insurance costs 7.75% more
- Downtown Detroit: Insurance costs 8.68% less
- Midtown-Detroit: Insurance costs 5.34% less
Neighborhoods with Similar Populations
- Beechview: Insurance costs 60.49% less
- The Paseos: Insurance costs 42.67% less
- Old Allentown: Insurance costs 55.15% less
- Northeast MacFarlane: Insurance costs 18.19% less
- West Modesto: Insurance costs 41.40% less
- Carriage Place: Insurance costs 44.11% less
- Cane Ridge: Insurance costs 61.21% less
- Lovejoy: Insurance costs 31.92% less
- Bloomfield: Insurance costs 60.14% less
- Windsor Road: Insurance costs 53.32% less