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Get Cheap Car Insurance in Michigan-Martin, Detroit, MI
We monitor insurance prices, helping the average driver in Michigan-Martin save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Michigan-Martin
The chart below shows the cheapest car insurance company in Michigan-Martin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Michigan-Martin Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $140 |
| Progressive | $160 |
| State Farm | $161 |
| Safeco Insurance | $170 |
Savings for Every Kind of Michigan-Martin Driver
Based on our extensive insurance data, we know the average Michigan-Martin driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,516 per year by choosing the right vehicle insurance company. Some Michigan-Martin residents are paying out over $3,771 extra every year for auto insurance in Michigan-Martin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Michigan-Martin, Detroit, MI Savings / Yr. |
|---|---|
$1,516 |
|
$2,474 |
|
$2,189 |
|
$3,328 |
|
$3,926 |
|
$0 |
|
$0 |
Michigan-Martin Car Insurance vs. Detroit
People living in Michigan-Martin pay an average of 30.09% more than the typical driver in the state. The average driver in Michigan-Martin can expect to pay about $2,865 per year, or $3,771 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Michigan-Martin for most people.
Car Insurance Prices by Michigan-Martin Neighborhood
Insurance Prices
Where is insurance cheapest within Michigan-Martin?
The map shows insurance prices in and around Michigan-Martin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $551 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,077 to a low of $3,526. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Michigan-Martin.Pick the Best Car Insurance Company for You in Michigan-Martin
The best car insurance provider for most drivers in Michigan-Martin
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,516 over the average Michigan-Martin car insurance company.
The best car insurance provider for Michigan-Martin drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,474 over the competition.
The best car insurance company for Michigan-Martin drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,189 better than other car insurance companies.
The best auto insurance for Michigan-Martin drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,328 less each year.
The least expensive car insurance company for new and young drivers in Michigan-Martin
In Michigan-Martin, Geico costs young drivers $3,926 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Michigan-Martin
The cheapest car insurance in Michigan-Martin for drivers with bad credit
The best Michigan-Martin car insurance company for customer service
Nationwide was the best company for customer service in Michigan-Martin according to the NAIC.
Recent price drops
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The cheapest large national provider in Michigan-Martin
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Michigan-Martin driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Michigan-Martin, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Michigan-Martin
What Influences the Cost of Car Insurance in Michigan-Martin?
On average, car insurance in Michigan-Martin is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Michigan-Martin is 30 minutes, which is a little more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Michigan-Martin is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Michigan-Martin is $239 per month for minimum coverage and $314 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Claytown: Insurance costs 1.33% less
- Southwest Detroit: Insurance costs 0.13% less
- Springwells: Insurance costs 0.69% less
- Core City: Insurance costs 7.82% more
- Midwest: Insurance costs 9.63% more
- Woodbridge: Insurance costs 4.72% less
- Hubbard-Richard: Insurance costs 2.55% less
- Tireman: Insurance costs 7.61% more
- Petosky-Otsego: Insurance costs 8.27% more
- East Downtown Dearborn: Insurance costs 12.38% less
Neighborhoods with Similar Populations
- Lakewood Springs: Insurance costs 60.01% less
- Southwood Valley: Insurance costs 57.57% less
- Savannah: Insurance costs 18.46% less
- Rodgers Forge: Insurance costs 49.46% less
- Penrose: Insurance costs 64.78% less
- Northgate Sacramento: Insurance costs 39.09% less
- Meadowbrook: Insurance costs 48.79% less
- Lyon Park: Insurance costs 64.09% less
- Abram-Perezville: Insurance costs 50.73% less
- Lockhill Estates: Insurance costs 47.49% less