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Get Cheap Car Insurance in South Winds, Oxnard, CA
We monitor insurance prices, helping the average driver in South Winds save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in South Winds
The chart below shows the cheapest car insurance company in South Winds for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| South Winds Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $64 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of South Winds Driver
Based on our extensive insurance data, we know the average South Winds driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $717 per year by choosing the right vehicle insurance company. Some South Winds residents are paying out over $2,241 extra every year for auto insurance in South Winds. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Winds, Oxnard, CA Savings / Yr. |
|---|---|
$717 |
|
$1,313 |
|
$1,038 |
|
$1,824 |
|
$936 |
|
$406 |
|
$0 |
South Winds Car Insurance vs. Oxnard
People living in South Winds pay an average of 11.61% more than the typical driver in the state. The average driver in South Winds can expect to pay about $1,049 per year, or $2,241 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South Winds for most people.
Car Insurance Prices by South Winds Neighborhood
Insurance Prices
Where is insurance cheapest within South Winds?
The map shows insurance prices in and around South Winds, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,260 to a low of $2,202. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of South Winds.Pick the Best Car Insurance Company for You in South Winds
The best car insurance provider for most drivers in South Winds
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $717 over the average South Winds car insurance company.
The best car insurance provider for South Winds drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,313 over the competition.
The best car insurance company for South Winds drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,038 better than other car insurance companies.
The best auto insurance for South Winds drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,824 less each year.
The least expensive car insurance company for new and young drivers in South Winds
In South Winds, State Farm costs young drivers $936 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Winds
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average South Winds couple's premiums.
The cheapest car insurance in South Winds for drivers with bad credit
The best South Winds car insurance company for customer service
Nationwide was the best company for customer service in South Winds according to the NAIC.
Recent price drops
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The cheapest large national provider in South Winds
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average South Winds driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Winds, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Winds
What Influences the Cost of Car Insurance in South Winds?
On average, car insurance in South Winds is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Winds are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- South Winds is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Winds is $87 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cypress: Insurance costs 3.35% less
- Bryce Canyon North: Insurance costs 1.16% less
- Cal-Gisler: Insurance costs 0.76% less
- Kamala Park: Insurance costs 0.89% less
- Lemonwood Eastmont: Insurance costs 3.75% less
- Bartolo Square North: Insurance costs 1.61% more
- Marina West: Insurance costs 4.69% less
- Via Marina: Insurance costs 4.37% less
- Sea View Estates: Insurance costs 6.43% less
- Wilson: Insurance costs 1.47% more
Neighborhoods with Similar Populations
- Central Park: Insurance costs 7.68% less
- Central: Insurance costs 39.13% less
- Cherokee Park: Insurance costs 37.35% less
- Clarke Square: Insurance costs 35.52% less
- Coomer Creek: Insurance costs 13.83% less
- The Lakes-Country Club: Insurance costs 16.11% more
- The Museum District: Insurance costs 45.20% less
- Turtle Creek: Insurance costs 18.56% more
- Alki: Insurance costs 28.25% less
- Walnut Grove: Insurance costs 10.44% less