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Get Cheap Car Insurance in Cypress, Oxnard, CA
We monitor insurance prices, helping the average driver in Cypress save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Cypress
The chart below shows the cheapest car insurance company in Cypress for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Cypress Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of Cypress Driver
Based on our extensive insurance data, we know the average Cypress driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $693 per year by choosing the right vehicle insurance company. Some Cypress residents are paying out over $2,166 extra every year for auto insurance in Cypress. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cypress, Oxnard, CA Savings / Yr. |
|---|---|
$693 |
|
$1,269 |
|
$1,003 |
|
$1,763 |
|
$905 |
|
$393 |
|
$0 |
Cypress Car Insurance vs. Oxnard
People living in Cypress pay an average of 7.88% more than the typical driver in the state. The average driver in Cypress can expect to pay about $1,014 per year, or $2,166 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cypress for most people.
Car Insurance Prices by Cypress Neighborhood
Insurance Prices
Where is insurance cheapest within Cypress?
The map shows insurance prices in and around Cypress, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $110 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,252 to a low of $2,142. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of Cypress.Pick the Best Car Insurance Company for You in Cypress
The best car insurance provider for most drivers in Cypress
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $693 over the average Cypress car insurance company.
The best car insurance provider for Cypress drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,269 over the competition.
The best car insurance company for Cypress drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,003 better than other car insurance companies.
The best auto insurance for Cypress drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,763 less each year.
The least expensive car insurance company for new and young drivers in Cypress
In Cypress, State Farm costs young drivers $905 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cypress
Progressive gave the largest car insurance discounts to married couples, averaging $393 saved each year compared to an average Cypress couple's premiums.
The cheapest car insurance in Cypress for drivers with bad credit
The best Cypress car insurance company for customer service
Recent price drops
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The cheapest large national provider in Cypress
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Cypress driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cypress, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Cypress
What Influences the Cost of Car Insurance in Cypress?
On average, car insurance in Cypress is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cypress is 34 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cypress are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Cypress is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cypress is $85 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Winds: Insurance costs 3.46% more
- Bryce Canyon North: Insurance costs 2.26% more
- Cal-Gisler: Insurance costs 2.68% more
- Lemonwood Eastmont: Insurance costs 0.42% less
- Kamala Park: Insurance costs 2.54% more
- Bartolo Square North: Insurance costs 5.12% more
- Marina West: Insurance costs 1.39% less
- Via Marina: Insurance costs 1.06% less
- La Colonia: Insurance costs 3.42% more
- Wilson: Insurance costs 4.99% more
Neighborhoods with Similar Populations
- Sylvan Park: Insurance costs 35.60% less
- Southland: Insurance costs 26.50% less
- Southpointe: Insurance costs 39.66% less
- Larrymore Lawns: Insurance costs 36.80% less
- Kutzky Park: Insurance costs 26.59% less
- Stoneybrook: Insurance costs 20.78% more
- Ken Caryl Ranch Plains: Insurance costs 7.20% less
- Jeff-Vander-Lou: Insurance costs 8.22% more
- Jacobsville: Insurance costs 41.74% less
- Hubbell: Insurance costs 8.03% less