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Get Cheap Car Insurance in La Colonia, Oxnard, CA
We monitor insurance prices, helping the average driver in La Colonia save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in La Colonia
The chart below shows the cheapest car insurance company in La Colonia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| La Colonia Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $64 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of La Colonia Driver
Based on our extensive insurance data, we know the average La Colonia driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $716 per year by choosing the right vehicle insurance company. Some La Colonia residents are paying out over $2,240 extra every year for auto insurance in La Colonia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Colonia, Oxnard, CA Savings / Yr. |
|---|---|
$716 |
|
$1,312 |
|
$1,038 |
|
$1,823 |
|
$936 |
|
$406 |
|
$0 |
La Colonia Car Insurance vs. Oxnard
People living in La Colonia pay an average of 11.57% more than the typical driver in the state. The average driver in La Colonia can expect to pay about $1,049 per year, or $2,240 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in La Colonia for most people.
Car Insurance Prices by La Colonia Neighborhood
Insurance Prices
Where is insurance cheapest within La Colonia?
The map shows insurance prices in and around La Colonia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $179 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,332 to a low of $2,153. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of La Colonia.Pick the Best Car Insurance Company for You in La Colonia
The best car insurance provider for most drivers in La Colonia
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $716 over the average La Colonia car insurance company.
The best car insurance provider for La Colonia drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,312 over the competition.
The best car insurance company for La Colonia drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,038 better than other car insurance companies.
The best auto insurance for La Colonia drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,823 less each year.
The least expensive car insurance company for new and young drivers in La Colonia
In La Colonia, State Farm costs young drivers $936 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Colonia
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average La Colonia couple's premiums.
The cheapest car insurance in La Colonia for drivers with bad credit
The best La Colonia car insurance company for customer service
Nationwide was the best company for customer service in La Colonia according to the NAIC.
Recent price drops
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The cheapest large national provider in La Colonia
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average La Colonia driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Colonia, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around La Colonia
What Influences the Cost of Car Insurance in La Colonia?
On average, car insurance in La Colonia is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Colonia are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- La Colonia is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in La Colonia is $87 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Village: Insurance costs 3.88% less
- Wilson: Insurance costs 1.52% more
- Carriage Square: Insurance costs 1.21% less
- Rio Lindo: Insurance costs 5.71% less
- East Village Oxnard: Insurance costs 7.50% less
- Orchard: Insurance costs 5.54% less
- Kamala Park: Insurance costs 0.85% less
- Cal-Gisler: Insurance costs 0.71% less
- Sierra Linda: Insurance costs 0.04% less
- Bartolo Square North: Insurance costs 1.65% more
Neighborhoods with Similar Populations
- Kashmere Gardens: Insurance costs 1.96% less
- Springvale: Insurance costs 11.07% less
- Southwest Garden: Insurance costs 9.55% less
- Southeast: Insurance costs 30.71% less
- South Bank: Insurance costs 3.93% less
- Rancho El Dorado: Insurance costs 15.54% less
- Preston Park: Insurance costs 45.67% less
- Pocono Farms: Insurance costs 24.69% less
- Pheasant Run: Insurance costs 6.16% less
- Marlton: Insurance costs 0.76% less