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Get Cheap Car Insurance in Carriage Square, Oxnard, CA
We monitor insurance prices, helping the average driver in Carriage Square save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Carriage Square
The chart below shows the cheapest car insurance company in Carriage Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Carriage Square Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Carriage Square Driver
Based on our extensive insurance data, we know the average Carriage Square driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $708 per year by choosing the right vehicle insurance company. Some Carriage Square residents are paying out over $2,213 extra every year for auto insurance in Carriage Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carriage Square, Oxnard, CA Savings / Yr. |
|---|---|
$708 |
|
$1,296 |
|
$1,025 |
|
$1,801 |
|
$925 |
|
$401 |
|
$0 |
Carriage Square Car Insurance vs. Oxnard
People living in Carriage Square pay an average of 10.23% more than the typical driver in the state. The average driver in Carriage Square can expect to pay about $1,036 per year, or $2,213 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Carriage Square for most people.
Car Insurance Prices by Carriage Square Neighborhood
Insurance Prices
Where is insurance cheapest within Carriage Square?
The map shows insurance prices in and around Carriage Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,308 to a low of $2,153. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Carriage Square.Pick the Best Car Insurance Company for You in Carriage Square
The best car insurance provider for most drivers in Carriage Square
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $708 over the average Carriage Square car insurance company.
The best car insurance provider for Carriage Square drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,296 over the competition.
The best car insurance company for Carriage Square drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,025 better than other car insurance companies.
The best auto insurance for Carriage Square drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,801 less each year.
The least expensive car insurance company for new and young drivers in Carriage Square
In Carriage Square, State Farm costs young drivers $925 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carriage Square
Progressive gave the largest car insurance discounts to married couples, averaging $401 saved each year compared to an average Carriage Square couple's premiums.
The cheapest car insurance in Carriage Square for drivers with bad credit
The best Carriage Square car insurance company for customer service
Nationwide was the best company for customer service in Carriage Square according to the NAIC.
Recent price drops
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The cheapest large national provider in Carriage Square
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Carriage Square driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carriage Square, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Carriage Square
What Influences the Cost of Car Insurance in Carriage Square?
On average, car insurance in Carriage Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carriage Square are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Carriage Square is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carriage Square is $86 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wilson: Insurance costs 2.76% more
- Orchard: Insurance costs 4.38% less
- Sierra Linda: Insurance costs 1.17% more
- West Village: Insurance costs 2.71% less
- La Colonia: Insurance costs 1.22% more
- Rio Lindo: Insurance costs 4.56% less
- South Bank: Insurance costs 2.76% less
- El Rio: Insurance costs 3.62% less
- East Village Oxnard: Insurance costs 6.37% less
- Bartolo Square North: Insurance costs 2.89% more
Neighborhoods with Similar Populations
- Prospect-Shields: Insurance costs 18.98% less
- Terrell Heights: Insurance costs 23.36% less
- Charlotte Park: Insurance costs 37.10% less
- Chestnut Park: Insurance costs 6.15% less
- Stanton Heights: Insurance costs 29.78% less
- South Cottonwood Acres: Insurance costs 33.44% less
- Cobblestone: Insurance costs 14.37% more
- College Park: Insurance costs 44.24% less
- Jefferson Park: Insurance costs 46.77% less
- Gresham-Gresham Butte: Insurance costs 25.26% less