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Get Cheap Car Insurance in Jefferson Park, Charlottesville, VA
We monitor insurance prices, helping the average driver in Jefferson Park save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Jefferson Park
The chart below shows the cheapest car insurance company in Jefferson Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Jefferson Park Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Jefferson Park Driver
Based on our extensive insurance data, we know the average Jefferson Park driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $444 per year by choosing the right vehicle insurance company. Some Jefferson Park residents are paying out over $1,178 extra every year for auto insurance in Jefferson Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jefferson Park, Charlottesville, VA Savings / Yr. |
|---|---|
$444 |
|
$758 |
|
$649 |
|
$634 |
|
$1,037 |
|
$237 |
|
$427 |
Jefferson Park Car Insurance vs. Charlottesville
People living in Jefferson Park pay an average of 3.06% less than the typical driver in the state. The average driver in Jefferson Park can expect to pay about $815 per year, or $1,178 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Jefferson Park for most people.
Car Insurance Prices by Jefferson Park Neighborhood
Insurance Prices
Where is insurance cheapest within Jefferson Park?
The map shows insurance prices in and around Jefferson Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,220 to a low of $1,158. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Jefferson Park.Pick the Best Car Insurance Company for You in Jefferson Park
The best car insurance provider for most drivers in Jefferson Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $444 over the average Jefferson Park car insurance company.
The best car insurance provider for Jefferson Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $758 over the competition.
The best car insurance company for Jefferson Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $649 better than other car insurance companies.
The best auto insurance for Jefferson Park drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $634 less each year.
The least expensive car insurance company for new and young drivers in Jefferson Park
In Jefferson Park, Erie Insurance costs young drivers $1,037 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jefferson Park
Farm Bureau gave the largest car insurance discounts to married couples, averaging $237 saved each year compared to an average Jefferson Park couple's premiums.
The cheapest car insurance in Jefferson Park for drivers with bad credit
The best Jefferson Park car insurance company for customer service
Nationwide was the best company for customer service in Jefferson Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Jefferson Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Jefferson Park driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jefferson Park, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Jefferson Park
What Influences the Cost of Car Insurance in Jefferson Park?
On average, car insurance in Jefferson Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Jefferson Park is 24 minutes, which is far less than average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jefferson Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Jefferson Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jefferson Park is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Fry Springs: Insurance costs 1.61% more
- Venable: Insurance costs 2.80% more
- Belmont-Charlottesville: Insurance costs 2.21% more
- Grayson Hill: Insurance costs 1.27% more
- Huguenot: Insurance costs 1.27% more
- Three Chopt: Insurance costs 2.12% more
- Stratford Hills: Insurance costs the same
- Jahnke: Insurance costs 6.45% more
- Bellevue: Insurance costs 1.02% more
- The Museum District: Insurance costs 4.24% more
Neighborhoods with Similar Populations
- Wyandotte: Insurance costs 99.32% more
- Islandview: Insurance costs 225.72% more
- South Corvallis Neighbors: Insurance costs 23.51% more
- Carlton Hill: Insurance costs 80.56% more
- Bucyrus Commercial Historical District: Insurance costs 4.58% less
- Westcott: Insurance costs 106.37% more
- Breezy Point: Insurance costs 143.12% more
- Bennett: Insurance costs 7.64% more
- Woodmoor: Insurance costs 105.77% more
- Avalon Park Village: Insurance costs 122.07% more