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Get Cheap Car Insurance in Stratford Hills, Richmond, VA
We monitor insurance prices, helping the average driver in Stratford Hills save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Stratford Hills
The chart below shows the cheapest car insurance company in Stratford Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Stratford Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Stratford Hills Driver
Based on our extensive insurance data, we know the average Stratford Hills driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $444 per year by choosing the right vehicle insurance company. Some Stratford Hills residents are paying out over $1,178 extra every year for auto insurance in Stratford Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stratford Hills, Richmond, VA Savings / Yr. |
|---|---|
$444 |
|
$758 |
|
$649 |
|
$634 |
|
$1,038 |
|
$238 |
|
$428 |
Stratford Hills Car Insurance vs. Richmond
People living in Stratford Hills pay an average of 3.01% less than the typical driver in the state. The average driver in Stratford Hills can expect to pay about $816 per year, or $1,178 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Stratford Hills for most people.
Car Insurance Prices by Stratford Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Stratford Hills?
The map shows insurance prices in and around Stratford Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,215 to a low of $1,152. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Stratford Hills.Pick the Best Car Insurance Company for You in Stratford Hills
The best car insurance provider for most drivers in Stratford Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $444 over the average Stratford Hills car insurance company.
The best car insurance provider for Stratford Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $758 over the competition.
The best car insurance company for Stratford Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $649 better than other car insurance companies.
The best auto insurance for Stratford Hills drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $634 less each year.
The least expensive car insurance company for new and young drivers in Stratford Hills
In Stratford Hills, Erie Insurance costs young drivers $1,038 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stratford Hills
Farm Bureau gave the largest car insurance discounts to married couples, averaging $238 saved each year compared to an average Stratford Hills couple's premiums.
The cheapest car insurance in Stratford Hills for drivers with bad credit
The best Stratford Hills car insurance company for customer service
Nationwide was the best company for customer service in Stratford Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Stratford Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stratford Hills driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stratford Hills, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Stratford Hills
What Influences the Cost of Car Insurance in Stratford Hills?
On average, car insurance in Stratford Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Stratford Hills is 23 minutes, which is far less than average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stratford Hills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Stratford Hills is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stratford Hills is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Three Chopt: Insurance costs 2.12% more
- Jahnke: Insurance costs 6.45% more
- The Museum District: Insurance costs 4.24% more
- The Fan: Insurance costs 5.60% more
- Reedy Creek: Insurance costs 15.53% more
- VCU: Insurance costs 12.22% more
- Carver-Richmond: Insurance costs 11.88% more
- Swansboro: Insurance costs 16.55% more
- Southwood: Insurance costs 20.80% more
- Grayson Hill: Insurance costs 1.27% more
Neighborhoods with Similar Populations
- Embassy Hills: Insurance costs 134.89% more
- Tice: Insurance costs 144.91% more
- Three Points: Insurance costs 51.36% more
- Three Chopt: Insurance costs 2.12% more
- Thousand Oaks: Insurance costs 66.04% more
- The Palisades: Insurance costs 67.06% more
- The Gate District: Insurance costs 84.55% more
- Tech Terrace-U.N.I.T.: Insurance costs 46.26% more
- Tarrytown: Insurance costs 25.55% more
- Tara Hills: Insurance costs 87.61% more