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Get Cheap Car Insurance in Southwood, Richmond, VA
We monitor insurance prices, helping the average driver in Southwood save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Southwood
The chart below shows the cheapest car insurance company in Southwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Southwood Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Farm Bureau | $61 |
| Safeco Insurance | $65 |
Savings for Every Kind of Southwood Driver
Based on our extensive insurance data, we know the average Southwood driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $536 per year by choosing the right vehicle insurance company. Some Southwood residents are paying out over $1,423 extra every year for auto insurance in Southwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwood, Richmond, VA Savings / Yr. |
|---|---|
$536 |
|
$916 |
|
$783 |
|
$766 |
|
$1,253 |
|
$287 |
|
$516 |
Southwood Car Insurance vs. Richmond
People living in Southwood pay an average of 17.08% more than the typical driver in the state. The average driver in Southwood can expect to pay about $985 per year, or $1,423 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Southwood for most people.
Car Insurance Prices by Southwood Neighborhood
Insurance Prices
Where is insurance cheapest within Southwood?
The map shows insurance prices in and around Southwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $52 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,460 to a low of $1,408. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Southwood.Pick the Best Car Insurance Company for You in Southwood
The best car insurance provider for most drivers in Southwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $536 over the average Southwood car insurance company.
The best car insurance provider for Southwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $916 over the competition.
The best car insurance company for Southwood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $783 better than other car insurance companies.
The best auto insurance for Southwood drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $766 less each year.
The least expensive car insurance company for new and young drivers in Southwood
In Southwood, Erie Insurance costs young drivers $1,253 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwood
Farm Bureau gave the largest car insurance discounts to married couples, averaging $287 saved each year compared to an average Southwood couple's premiums.
The cheapest car insurance in Southwood for drivers with bad credit
The best Southwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Southwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southwood driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwood, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Southwood
What Influences the Cost of Car Insurance in Southwood?
On average, car insurance in Southwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwood is 35 minutes, which is a little more than average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Southwood is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southwood is $82 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Reedy Creek: Insurance costs 4.36% less
- Swansboro: Insurance costs 3.51% less
- Bellemeade: Insurance costs 1.05% more
- Jeff Davis: Insurance costs 7.80% more
- Jahnke: Insurance costs 11.88% less
- Old Town Manchester: Insurance costs 6.04% less
- Monroe Ward: Insurance costs 10.05% less
- VCU: Insurance costs 7.10% less
- Shockoe Bottom: Insurance costs 5.06% less
- The Fan: Insurance costs 12.58% less
Neighborhoods with Similar Populations
- South Houston Gardens: Insurance costs 28.32% more
- Reichlieu: Insurance costs 24.53% more
- Riverside Heights: Insurance costs 99.16% more
- Rosemont North: Insurance costs 118.13% more
- Santa Fe: Insurance costs 68.94% more
- Sharon Heights: Insurance costs 39.56% more
- Sherwoods Manor: Insurance costs 48.49% more
- South Abbott: Insurance costs 65.14% more
- South Beach Miami Beach: Insurance costs 111.67% more
- South Broadway: Insurance costs 19.68% more