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Get Cheap Car Insurance in The Palisades, Washington, DC
We monitor insurance prices, helping the average driver in The Palisades save up to 38.3% on car insurance.
The Cheapest Minimum Coverage in The Palisades
The chart below shows the cheapest car insurance company in The Palisades for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Erie Insurance, State Farm, and Midvale Home & Auto.
| The Palisades Insurer | Monthly Cost |
|---|---|
| Travelers | $61 |
| Erie Insurance | $64 |
| State Farm | $74 |
| Midvale Home & Auto | $79 |
Savings for Every Kind of The Palisades Driver
Based on our extensive insurance data, we know the average The Palisades driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $487 per year by choosing the right vehicle insurance company. Some The Palisades residents are paying out over $1,968 extra every year for auto insurance in The Palisades. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
The Palisades, Washington, DC Savings / Yr. |
|---|---|
$487 |
|
$775 |
|
$502 |
|
$1,175 |
|
$2,495 |
|
$461 |
|
$441 |
The Palisades Car Insurance vs. Washington
People living in The Palisades pay an average of 1.63% more than the typical driver in the state. The average driver in The Palisades can expect to pay about $1,035 per year, or $1,968 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in The Palisades for most people.
Car Insurance Prices by The Palisades Neighborhood
Insurance Prices
Where is insurance cheapest within The Palisades?
The map shows insurance prices in and around The Palisades, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $175 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,066 to a low of $1,891. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of The Palisades.Pick the Best Car Insurance Company for You in The Palisades
The best car insurance provider for most drivers in The Palisades
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $487 over the average The Palisades car insurance company.
The best car insurance provider for The Palisades drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $775 over the competition.
The best car insurance company for The Palisades drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $502 better than other car insurance companies.
The best auto insurance for The Palisades drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,175 less each year.
The least expensive car insurance company for new and young drivers in The Palisades
In The Palisades, Erie Insurance costs young drivers $2,495 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in The Palisades
State Farm gave the largest car insurance discounts to married couples, averaging $461 saved each year compared to an average The Palisades couple's premiums.
The cheapest car insurance in The Palisades for drivers with bad credit
The best The Palisades car insurance company for customer service
Nationwide was the best company for customer service in The Palisades according to the NAIC.
Recent price drops
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The cheapest large national provider in The Palisades
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average The Palisades driver can expect to pay about $121 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In The Palisades, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, married couples, drivers with accidents, young drivers, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around The Palisades
What Influences the Cost of Car Insurance in The Palisades?
On average, car insurance in The Palisades is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- District of Columbia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in The Palisades are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- The Palisades is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in The Palisades is $86 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Au-Tenleytown: Insurance costs 2.49% more
- Glover Park: Insurance costs 8.23% more
- Donaldson Run: Insurance costs 37.70% less
- Cherrydale: Insurance costs 34.45% less
- North Highland: Insurance costs 30.74% less
- Cleveland Park: Insurance costs 11.38% more
- Georgetown: Insurance costs 2.69% more
- Waverly Hills: Insurance costs 33.49% less
- Rock Spring: Insurance costs 35.87% less
- Lyon Village: Insurance costs 34.35% less
Neighborhoods with Similar Populations
- Downtown Conneaut: Insurance costs 43.75% less
- Valley Adams: Insurance costs 12.65% more
- Downtown Trenton: Insurance costs 11.59% more
- Downtown North San Jose: Insurance costs 10.32% more
- Downtown North East: Insurance costs 30.84% less
- Downtown Lynn Haven: Insurance costs 24.29% more
- Downtown: Insurance costs 38.97% less
- Downtown Grand Forks: Insurance costs 30.84% less
- Downtown East: Insurance costs 8.18% more
- Van Wyck Brooks Historic District: Insurance costs 13.57% more