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Get Cheap Car Insurance in Georgetown, Washington, DC
We monitor insurance prices, helping the average driver in Georgetown save up to 38.3% on car insurance.
The Cheapest Minimum Coverage in Georgetown
The chart below shows the cheapest car insurance company in Georgetown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Erie Insurance, State Farm, and Midvale Home & Auto.
| Georgetown Insurer | Monthly Cost |
|---|---|
| Travelers | $63 |
| Erie Insurance | $65 |
| State Farm | $76 |
| Midvale Home & Auto | $82 |
Savings for Every Kind of Georgetown Driver
Based on our extensive insurance data, we know the average Georgetown driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $500 per year by choosing the right vehicle insurance company. Some Georgetown residents are paying out over $2,021 extra every year for auto insurance in Georgetown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Georgetown, Washington, DC Savings / Yr. |
|---|---|
$500 |
|
$797 |
|
$516 |
|
$1,207 |
|
$2,563 |
|
$474 |
|
$453 |
Georgetown Car Insurance vs. Washington
People living in Georgetown pay an average of 4.39% more than the typical driver in the state. The average driver in Georgetown can expect to pay about $1,063 per year, or $2,021 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Georgetown for most people.
Car Insurance Prices by Georgetown Neighborhood
Insurance Prices
Where is insurance cheapest within Georgetown?
The map shows insurance prices in and around Georgetown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $317 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,223 to a low of $1,906. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Georgetown.Pick the Best Car Insurance Company for You in Georgetown
The best car insurance provider for most drivers in Georgetown
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $500 over the average Georgetown car insurance company.
The best car insurance provider for Georgetown drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $797 over the competition.
The best car insurance company for Georgetown drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $516 better than other car insurance companies.
The best auto insurance for Georgetown drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,207 less each year.
The least expensive car insurance company for new and young drivers in Georgetown
In Georgetown, Erie Insurance costs young drivers $2,563 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Georgetown
State Farm gave the largest car insurance discounts to married couples, averaging $474 saved each year compared to an average Georgetown couple's premiums.
The cheapest car insurance in Georgetown for drivers with bad credit
The best Georgetown car insurance company for customer service
Nationwide was the best company for customer service in Georgetown according to the NAIC.
Recent price drops
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The cheapest large national provider in Georgetown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Georgetown driver can expect to pay about $121 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Georgetown, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, married couples, drivers with accidents, young drivers, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Georgetown
What Influences the Cost of Car Insurance in Georgetown?
On average, car insurance in Georgetown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- District of Columbia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Georgetown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Georgetown is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Georgetown is $89 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Rosslyn: Insurance costs 32.56% less
- Foggy Bottom: Insurance costs 4.75% more
- Glover Park: Insurance costs 5.39% more
- Woodley Park: Insurance costs 8.41% more
- North Highland: Insurance costs 32.56% less
- Dupont Circle: Insurance costs 7.47% more
- Radnor-Ft Myer Heights: Insurance costs 31.77% less
- Adams Morgan: Insurance costs 13.26% more
- Cleveland Park: Insurance costs 8.46% more
- Lyon Village: Insurance costs 36.07% less
Neighborhoods with Similar Populations
- Woodlawn: Insurance costs 56.11% more
- Widefield: Insurance costs 0.10% less
- Citizens Southwest: Insurance costs 0.49% less
- Bixby Area: Insurance costs 16.18% more
- Back Creek Church Road: Insurance costs 30.38% less
- Alamo Placita: Insurance costs 5.49% more
- Spuyten Duyvil: Insurance costs 53.59% more
- Marcy Holmes: Insurance costs 9.45% less
- Squirrel Hill South: Insurance costs 25.43% less
- St Marys Park: Insurance costs 11.13% more