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Get Cheap Car Insurance in Woodlawn, Bronx, NY
We monitor insurance prices, helping the average driver in Woodlawn save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Woodlawn
The chart below shows the cheapest car insurance company in Woodlawn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Woodlawn Insurer | Monthly Cost |
|---|---|
| Kemper | $116 |
| Plymouth Rock Assurance | $154 |
| Safeco Insurance | $166 |
| Geico | $173 |
Savings for Every Kind of Woodlawn Driver
Based on our extensive insurance data, we know the average Woodlawn driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $941 per year by choosing the right vehicle insurance company. Some Woodlawn residents are paying out over $3,155 extra every year for auto insurance in Woodlawn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Woodlawn, Bronx, NY Savings / Yr. |
|---|---|
$941 |
|
$600 |
|
$1,198 |
|
$1,212 |
|
$2,970 |
|
$994 |
|
$1,583 |
Woodlawn Car Insurance vs. Bronx
People living in Woodlawn pay an average of 30.09% more than the typical driver in the state. The average driver in Woodlawn can expect to pay about $2,288 per year, or $3,155 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Woodlawn for most people.
Car Insurance Prices by Woodlawn Neighborhood
Insurance Prices
Where is insurance cheapest within Woodlawn?
The map shows insurance prices in and around Woodlawn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $833 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,646 to a low of $2,813. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Woodlawn.Pick the Best Car Insurance Company for You in Woodlawn
The best car insurance provider for most drivers in Woodlawn
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $941 over the average Woodlawn car insurance company.
The best car insurance provider for Woodlawn drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $600 over the competition.
The best car insurance company for Woodlawn drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,198 better than other car insurance companies.
The best auto insurance for Woodlawn drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,212 less each year.
The least expensive car insurance company for new and young drivers in Woodlawn
In Woodlawn, Progressive costs young drivers $2,970 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Woodlawn
Progressive gave the largest car insurance discounts to married couples, averaging $994 saved each year compared to an average Woodlawn couple's premiums.
The cheapest car insurance in Woodlawn for drivers with bad credit
The best Woodlawn car insurance company for customer service
Recent price drops
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The cheapest large national provider in Woodlawn
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Woodlawn driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Woodlawn, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Woodlawn
What Influences the Cost of Car Insurance in Woodlawn?
On average, car insurance in Woodlawn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Woodlawn is 50 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Woodlawn are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Woodlawn is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Woodlawn is $191 per month for minimum coverage and $263 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wakefield-Williamsbridge: Insurance costs 13.06% more
- Bedford Park: Insurance costs 12.42% more
- Southeast Yonkers: Insurance costs 6.97% less
- Lincoln Park: Insurance costs 12.46% less
- Riverdale: Insurance costs 1.68% less
- Williamsbridge: Insurance costs 12.23% more
- Kings Bridge: Insurance costs 9.45% more
- Park Hills: Insurance costs 5.52% more
- Baychester: Insurance costs 10.33% more
- Ludlow: Insurance costs 7.61% more
Neighborhoods with Similar Populations
- West Akron: Insurance costs 59.30% less
- Dutchtown: Insurance costs 28.46% less
- East Forest: Insurance costs 54.99% less
- El Camino Real: Insurance costs 33.69% less
- Englewood: Insurance costs 34.29% less
- Evergreen: Insurance costs 29.00% more
- Fairmount: Insurance costs 49.48% less
- First Hill: Insurance costs 46.02% less
- Frankford: Insurance costs 20.82% less
- Georgetown: Insurance costs 35.94% less