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Get Cheap Car Insurance in Park Hills, Yonkers, NY
We monitor insurance prices, helping the average driver in Park Hills save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Park Hills
The chart below shows the cheapest car insurance company in Park Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Park Hills Insurer | Monthly Cost |
|---|---|
| Kemper | $123 |
| Plymouth Rock Assurance | $163 |
| Safeco Insurance | $175 |
| Geico | $183 |
Savings for Every Kind of Park Hills Driver
Based on our extensive insurance data, we know the average Park Hills driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $992 per year by choosing the right vehicle insurance company. Some Park Hills residents are paying out over $3,329 extra every year for auto insurance in Park Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Park Hills, Yonkers, NY Savings / Yr. |
|---|---|
$992 |
|
$633 |
|
$1,264 |
|
$1,279 |
|
$3,134 |
|
$1,049 |
|
$1,671 |
Park Hills Car Insurance vs. Yonkers
People living in Park Hills pay an average of 37.27% more than the typical driver in the state. The average driver in Park Hills can expect to pay about $2,415 per year, or $3,329 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Park Hills for most people.
Car Insurance Prices by Park Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Park Hills?
The map shows insurance prices in and around Park Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,030 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,640 to a low of $2,610. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Park Hills.Pick the Best Car Insurance Company for You in Park Hills
The best car insurance provider for most drivers in Park Hills
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $992 over the average Park Hills car insurance company.
The best car insurance provider for Park Hills drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $633 over the competition.
The best car insurance company for Park Hills drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,264 better than other car insurance companies.
The best auto insurance for Park Hills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,279 less each year.
The least expensive car insurance company for new and young drivers in Park Hills
In Park Hills, Progressive costs young drivers $3,134 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Park Hills
Progressive gave the largest car insurance discounts to married couples, averaging $1,049 saved each year compared to an average Park Hills couple's premiums.
The cheapest car insurance in Park Hills for drivers with bad credit
The best Park Hills car insurance company for customer service
Nationwide was the best company for customer service in Park Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Park Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Park Hills driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Park Hills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Park Hills
What Influences the Cost of Car Insurance in Park Hills?
On average, car insurance in Park Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Park Hills is 47 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Park Hills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Park Hills is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Park Hills is $201 per month for minimum coverage and $277 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ludlow: Insurance costs 1.98% more
- Nodine Hill: Insurance costs 1.29% less
- Downtown Yonkers: Insurance costs 2.94% less
- Lincoln Park: Insurance costs 17.03% less
- Getty Square: Insurance costs 0.27% less
- Riverdale: Insurance costs 6.82% less
- Southeast Yonkers: Insurance costs 11.84% less
- Woodlawn: Insurance costs 5.23% less
- Bryn Mawr: Insurance costs 20.58% less
- Lawrence Park: Insurance costs 17.27% less
Neighborhoods with Similar Populations
- Jenkins-Pinecroft: Insurance costs 11.35% less
- River Mountain: Insurance costs 47.64% less
- Sky Line: Insurance costs 35.21% less
- Myers Park: Insurance costs 62.15% less
- Glenville: Insurance costs 57.89% less
- Egger Highlands: Insurance costs 36.86% less
- Congress Heights: Insurance costs 22.98% less
- Wedgwood: Insurance costs 52.15% less
- Vista East: Insurance costs 18.56% less
- Windyke-Southwind: Insurance costs 53.86% less