Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Windyke-Southwind, Memphis, TN
We monitor insurance prices, helping the average driver in Windyke-Southwind save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Windyke-Southwind
The chart below shows the cheapest car insurance company in Windyke-Southwind for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Windyke-Southwind Insurer | Monthly Cost |
|---|---|
| State Farm | $58 |
| Geico | $64 |
| Farmers Insurance | $65 |
| Safeco Insurance | $66 |
Savings for Every Kind of Windyke-Southwind Driver
Based on our extensive insurance data, we know the average Windyke-Southwind driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $392 per year by choosing the right vehicle insurance company. Some Windyke-Southwind residents are paying out over $1,536 extra every year for auto insurance in Windyke-Southwind. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Windyke-Southwind, Memphis, TN Savings / Yr. |
|---|---|
$392 |
|
$707 |
|
$522 |
|
$598 |
|
$1,541 |
|
$371 |
|
$642 |
Windyke-Southwind Car Insurance vs. Memphis
People living in Windyke-Southwind pay an average of 11.39% more than the typical driver in the state. The average driver in Windyke-Southwind can expect to pay about $967 per year, or $1,536 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Windyke-Southwind for most people.
Car Insurance Prices by Windyke-Southwind Neighborhood
Insurance Prices
Where is insurance cheapest within Windyke-Southwind?
The map shows insurance prices in and around Windyke-Southwind, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $189 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,643 to a low of $1,454. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Windyke-Southwind.Pick the Best Car Insurance Company for You in Windyke-Southwind
The best car insurance provider for most drivers in Windyke-Southwind
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $392 over the average Windyke-Southwind car insurance company.
The best car insurance provider for Windyke-Southwind drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $707 over the competition.
The best car insurance company for Windyke-Southwind drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $522 better than other car insurance companies.
The best auto insurance for Windyke-Southwind drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $598 less each year.
The least expensive car insurance company for new and young drivers in Windyke-Southwind
In Windyke-Southwind, State Farm costs young drivers $1,541 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Windyke-Southwind
State Farm gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average Windyke-Southwind couple's premiums.
The cheapest car insurance in Windyke-Southwind for drivers with bad credit
The best Windyke-Southwind car insurance company for customer service
Nationwide was the best company for customer service in Windyke-Southwind according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Windyke-Southwind, which was better than other insurers.
The cheapest large national provider in Windyke-Southwind
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Windyke-Southwind driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Windyke-Southwind, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Windyke-Southwind
What Influences the Cost of Car Insurance in Windyke-Southwind?
On average, car insurance in Windyke-Southwind is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Windyke-Southwind is 28 minutes, which is a little more than average for a driver in the city.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Windyke-Southwind are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Windyke-Southwind is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Windyke-Southwind is $81 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Walnut Grove - Shelby Farms PD: Insurance costs 3.84% less
- Hickory Ridge-South Riverdale: Insurance costs 7.62% more
- River Oaks: Insurance costs 2.80% less
- River Oaks-Kirby-Balmoral: Insurance costs 1.17% less
- Parkway Village-Oakhaven: Insurance costs 6.12% more
- Cordova-Appling: Insurance costs 2.80% more
- East Memphis-Colonial-Yorkshire: Insurance costs 0.59% more
- Eads-Fisherville: Insurance costs 2.02% less
- Berclair-Highland Heights: Insurance costs 5.53% more
- Midtown-Memphis: Insurance costs 3.52% more
Neighborhoods with Similar Populations
- North and East: Insurance costs 49.09% more
- West 7th: Insurance costs 17.90% more
- South Redlands: Insurance costs 32.94% more
- South Ironbound: Insurance costs 48.24% more
- Sky Line: Insurance costs 40.43% more
- River Mountain: Insurance costs 13.48% more
- Park Hills: Insurance costs 116.73% more
- Old Everett: Insurance costs 97.85% more
- Baldwin Park: Insurance costs 69.86% more
- Near East: Insurance costs 11.13% less