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Get Cheap Car Insurance in South Ironbound, Newark, NJ
We monitor insurance prices, helping the average driver in South Ironbound save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in South Ironbound
The chart below shows the cheapest car insurance company in South Ironbound for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| South Ironbound Insurer | Monthly Cost |
|---|---|
| State Farm | $76 |
| Geico | $79 |
| Plymouth Rock Assurance | $97 |
| NJM | $114 |
Savings for Every Kind of South Ironbound Driver
Based on our extensive insurance data, we know the average South Ironbound driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $597 per year by choosing the right vehicle insurance company. Some South Ironbound residents are paying out over $2,277 extra every year for auto insurance in South Ironbound. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Ironbound, Newark, NJ Savings / Yr. |
|---|---|
$597 |
|
$1,107 |
|
$850 |
|
$733 |
|
$2,945 |
|
$574 |
|
$893 |
South Ironbound Car Insurance vs. Newark
People living in South Ironbound pay an average of 25.38% more than the typical driver in the state. The average driver in South Ironbound can expect to pay about $1,358 per year, or $2,277 for full coverage.
Based on our analysis, Geico will be the cheapest provider in South Ironbound for most people.
Car Insurance Prices by South Ironbound Neighborhood
Insurance Prices
Where is insurance cheapest within South Ironbound?
The map shows insurance prices in and around South Ironbound, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $459 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,583 to a low of $2,124. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of South Ironbound.Pick the Best Car Insurance Company for You in South Ironbound
The best car insurance provider for most drivers in South Ironbound
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $597 over the average South Ironbound car insurance company.
The best car insurance provider for South Ironbound drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,107 over the competition.
The best car insurance company for South Ironbound drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $850 better than other car insurance companies.
The best auto insurance for South Ironbound drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $733 less each year.
The least expensive car insurance company for new and young drivers in South Ironbound
In South Ironbound, Geico costs young drivers $2,945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Ironbound
Geico gave the largest car insurance discounts to married couples, averaging $574 saved each year compared to an average South Ironbound couple's premiums.
The cheapest car insurance in South Ironbound for drivers with bad credit
The best South Ironbound car insurance company for customer service
Nationwide was the best company for customer service in South Ironbound according to the NAIC.
Recent price drops
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The cheapest large national provider in South Ironbound
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Ironbound driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Ironbound, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around South Ironbound
What Influences the Cost of Car Insurance in South Ironbound?
On average, car insurance in South Ironbound is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Ironbound is 44 minutes, which is a little more than average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Ironbound are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- South Ironbound is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Ironbound is $113 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Broad Street: Insurance costs 8.83% more
- North Ironbound: Insurance costs 7.42% more
- Central Business District: Insurance costs 7.25% more
- Springfield-Belmont: Insurance costs 5.36% more
- Lower Clinton Hill: Insurance costs 9.93% more
- University Heights: Insurance costs 6.15% more
- Upper Clinton Hill: Insurance costs 11.81% more
- West Side: Insurance costs 8.70% more
- Weequahic: Insurance costs 10.41% more
- Fairmuont: Insurance costs 8.17% more
Neighborhoods with Similar Populations
- Congress Heights: Insurance costs 12.60% more
- West 7th: Insurance costs 20.47% less
- Talbot's Corner: Insurance costs 30.70% less
- South Semoran: Insurance costs 28.06% more
- South Redlands: Insurance costs 10.32% less
- Sky Line: Insurance costs 5.27% less
- River Mountain: Insurance costs 23.45% less
- Park Hills: Insurance costs 46.20% more
- Old Everett: Insurance costs 33.47% more
- North West Long Beach: Insurance costs 6.02% more