Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in West Side, Newark, NJ
We monitor insurance prices, helping the average driver in West Side save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in West Side
The chart below shows the cheapest car insurance company in West Side for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| West Side Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Geico | $86 |
| Plymouth Rock Assurance | $105 |
| NJM | $124 |
Savings for Every Kind of West Side Driver
Based on our extensive insurance data, we know the average West Side driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $649 per year by choosing the right vehicle insurance company. Some West Side residents are paying out over $2,475 extra every year for auto insurance in West Side. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Side, Newark, NJ Savings / Yr. |
|---|---|
$649 |
|
$1,204 |
|
$924 |
|
$797 |
|
$3,202 |
|
$624 |
|
$970 |
West Side Car Insurance vs. Newark
People living in West Side pay an average of 36.30% more than the typical driver in the state. The average driver in West Side can expect to pay about $1,476 per year, or $2,475 for full coverage.
Based on our analysis, Geico will be the cheapest provider in West Side for most people.
Car Insurance Prices by West Side Neighborhood
Insurance Prices
Where is insurance cheapest within West Side?
The map shows insurance prices in and around West Side, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $357 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,624 to a low of $2,267. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of West Side.Pick the Best Car Insurance Company for You in West Side
The best car insurance provider for most drivers in West Side
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $649 over the average West Side car insurance company.
The best car insurance provider for West Side drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,204 over the competition.
The best car insurance company for West Side drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $924 better than other car insurance companies.
The best auto insurance for West Side drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $797 less each year.
The least expensive car insurance company for new and young drivers in West Side
In West Side, Geico costs young drivers $3,202 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Side
Geico gave the largest car insurance discounts to married couples, averaging $624 saved each year compared to an average West Side couple's premiums.
The cheapest car insurance in West Side for drivers with bad credit
The best West Side car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in West Side, which was better than other insurers.
The cheapest large national provider in West Side
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average West Side driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Side, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around West Side
What Influences the Cost of Car Insurance in West Side?
On average, car insurance in West Side is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in West Side is 45 minutes, which is a little more than average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Side are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- West Side is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West Side is $123 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Ironbound: Insurance costs 1.17% less
- Hackensack Riverfront: Insurance costs 1.54% less
- South Ironbound: Insurance costs 8.00% less
- Central Business District: Insurance costs 1.33% less
- Greenville: Insurance costs 0.32% less
- Mount Pleasant-Lower Broadway: Insurance costs 4.40% less
- South Broad Street: Insurance costs 0.12% more
- Springfield-Belmont: Insurance costs 3.07% less
- Seventh Avenue: Insurance costs 0.77% less
- University Heights: Insurance costs 2.34% less
Neighborhoods with Similar Populations
- Greater Memorial: Insurance costs 25.05% less
- Southwest: Insurance costs 14.30% less
- Southwest Arlington: Insurance costs 28.97% less
- South Tacoma: Insurance costs 32.48% less
- Millard: Insurance costs 41.86% less
- Inwood: Insurance costs 41.21% more
- Hyde Park: Insurance costs 6.38% more
- Humboldt Park: Insurance costs 17.58% less
- Holmesburg: Insurance costs 34.87% less
- Hollywood Hills: Insurance costs 1.94% less