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Get Cheap Car Insurance in South Tacoma, Tacoma, WA
We monitor insurance prices, helping the average driver in South Tacoma save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in South Tacoma
The chart below shows the cheapest car insurance company in South Tacoma for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| South Tacoma Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $64 |
| Progressive | $71 |
| Geico | $77 |
Savings for Every Kind of South Tacoma Driver
Based on our extensive insurance data, we know the average South Tacoma driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $489 per year by choosing the right vehicle insurance company. Some South Tacoma residents are paying out over $1,671 extra every year for auto insurance in South Tacoma. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Tacoma, Tacoma, WA Savings / Yr. |
|---|---|
$489 |
|
$864 |
|
$622 |
|
$471 |
|
$1,788 |
|
$338 |
|
$579 |
South Tacoma Car Insurance vs. Tacoma
People living in South Tacoma pay an average of 18.99% more than the typical driver in the state. The average driver in South Tacoma can expect to pay about $1,004 per year, or $1,671 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South Tacoma for most people.
Car Insurance Prices by South Tacoma Neighborhood
Insurance Prices
Where is insurance cheapest within South Tacoma?
The map shows insurance prices in and around South Tacoma, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $382 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,898 to a low of $1,516. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of South Tacoma.Pick the Best Car Insurance Company for You in South Tacoma
The best car insurance provider for most drivers in South Tacoma
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $489 over the average South Tacoma car insurance company.
The best car insurance provider for South Tacoma drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $864 over the competition.
The best car insurance company for South Tacoma drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $622 better than other car insurance companies.
The best auto insurance for South Tacoma drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $471 less each year.
The least expensive car insurance company for new and young drivers in South Tacoma
In South Tacoma, State Farm costs young drivers $1,788 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Tacoma
State Farm gave the largest car insurance discounts to married couples, averaging $338 saved each year compared to an average South Tacoma couple's premiums.
The cheapest car insurance in South Tacoma for drivers with bad credit
The best South Tacoma car insurance company for customer service
Nationwide was the best company for customer service in South Tacoma according to the NAIC.
Recent price drops
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The cheapest large national provider in South Tacoma
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Tacoma driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Tacoma, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around South Tacoma
What Influences the Cost of Car Insurance in South Tacoma?
On average, car insurance in South Tacoma is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Tacoma is 35 minutes, which is a little more than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Tacoma are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- South Tacoma is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Tacoma is $84 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South End: Insurance costs 1.92% more
- Central: Insurance costs 2.81% less
- Eastside Enact: Insurance costs 3.35% more
- New Tacoma: Insurance costs 2.51% more
- North End: Insurance costs 8.26% less
- West End: Insurance costs 5.39% less
- Woodbrook: Insurance costs 1.74% less
- Waller: Insurance costs 6.40% less
- Summit: Insurance costs 6.10% less
- Northeast Tacoma: Insurance costs 1.56% less
Neighborhoods with Similar Populations
- Ashburn: Insurance costs 19.51% more
- Deanwood: Insurance costs 51.59% more
- North Side: Insurance costs 84.86% more
- Kips Bay: Insurance costs 79.53% more
- Laurelton: Insurance costs 115.38% more
- Millard: Insurance costs 13.88% less
- The Colony: Insurance costs 40.39% more
- Southwest Arlington: Insurance costs 5.21% more
- Somerton: Insurance costs 4.55% less
- Silver Lake: Insurance costs 4.25% less