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Get Cheap Car Insurance in Seventh Avenue, Newark, NJ

We monitor insurance prices, helping the average driver in Seventh Avenue save up to 37.9% on car insurance.

 

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The Cheapest Minimum Coverage in Seventh Avenue

The chart below shows the cheapest car insurance company in Seventh Avenue for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.

 
Seventh Avenue Insurer Monthly Cost
State Farm $82
Geico $85
Plymouth Rock Assurance $104
NJM $123

Savings for Every Kind of Seventh Avenue Driver

The table shows how much the average auto insurance customer in Seventh Avenue might save by following our recommendations.

Based on our extensive insurance data, we know the average Seventh Avenue driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $644 per year by choosing the right vehicle insurance company. Some Seventh Avenue residents are paying out over $2,456 extra every year for auto insurance in Seventh Avenue. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Seventh Avenue, Newark, NJ Savings / Yr.
Drivers with good records
$644
Drivers with accidents
$1,194
Drivers with speeding tickets
$917
Drivers with a DUI conviction
$791
Young drivers
$3,177
Married drivers
$619
Drivers with bad credit
$963

Seventh Avenue Car Insurance vs. Newark

People living in Seventh Avenue pay an average of 35.25% more than the typical driver in the state. The average driver in Seventh Avenue can expect to pay about $1,465 per year, or $2,456 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Seventh Avenue for most people.

Car Insurance Prices by Seventh Avenue Neighborhood

Seventh Avenue, Newark, NJ map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Seventh Avenue?

The map shows insurance prices in and around Seventh Avenue, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $297 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,675 to a low of $2,378. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Seventh Avenue.

Pick the Best Car Insurance Company for You in Seventh Avenue

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Seventh Avenue insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Seventh Avenue

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $644 over the average Seventh Avenue car insurance company.

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We use the average good driver, paying $151 per month, as our baseline for pricing in Seventh Avenue. Geico, NJM, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Seventh Avenue drivers with accidents on their records

In Seventh Avenue getting into an accident will raise premiums an average 35% for a yearly cost of $3,798. That's $1,342 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Geico, NJM, and Plymouth Rock Assurance are good choices for drivers with accidents.

In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,194 over the competition.

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The best car insurance company for Seventh Avenue drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $917 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Seventh Avenue, tickets raise premiums on new quotes about $522. If you have a speeding ticket, we recommend State Farm, Geico, and Plymouth Rock Assurance for savings that beat the average insurance cost of $2,978 per year.

The best auto insurance for Seventh Avenue drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,357 per year in auto insurance premiums, which was $901 more than a driver with no major issues. Geico, Progressive, and NJM penalized their customers the least for a DUI.

Getting a quote from NJM may cost the average person with a DUI about $791 less each year.

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The least expensive car insurance company for new and young drivers in Seventh Avenue

In Seventh Avenue, Geico costs young drivers $3,177 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Seventh Avenue. With an average cost of $8,376 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and NJM try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Seventh Avenue

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $93. State Farm, Geico, and Plymouth Rock Assurance provided the largest discounts to couples living in Seventh Avenue.

Geico gave the largest car insurance discounts to married couples, averaging $619 saved each year compared to an average Seventh Avenue couple's premiums.

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The cheapest car insurance in Seventh Avenue for drivers with bad credit

People with poor credit saved an average of $963 with NJM.

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Many people are surprised that their poor credit score can cost them an average of $1,462 every year. Premiums for people with poor credit were about $3,918 in Seventh Avenue. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and NJM.

The best Seventh Avenue car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Seventh Avenue, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks NJM as the best provider in Seventh Avenue.

Nationwide was the best company for customer service in Seventh Avenue according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Seventh Avenue, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Seventh Avenue. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Seventh Avenue

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 78% of Seventh Avenue residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Seventh Avenue driver can expect to pay about $112 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seventh Avenue, USAA has the best prices for none of the categories above.
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Auto Insurance Prices in and Around Seventh Avenue

What Influences the Cost of Car Insurance in Seventh Avenue?

On average, car insurance in Seventh Avenue is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Seventh Avenue is 45 minutes, which is a little more than average for a driver in the city.
  • New Jersey state insurance regulations may require higher prices.
  • An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Seventh Avenue are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Seventh Avenue is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Seventh Avenue is $122 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Seventh Avenue driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Seventh Avenue with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.