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Get Cheap Car Insurance in Lower Roseville, Newark, NJ
We monitor insurance prices, helping the average driver in Lower Roseville save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Lower Roseville
The chart below shows the cheapest car insurance company in Lower Roseville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Lower Roseville Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Geico | $86 |
| Plymouth Rock Assurance | $105 |
| NJM | $124 |
Savings for Every Kind of Lower Roseville Driver
Based on our extensive insurance data, we know the average Lower Roseville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $649 per year by choosing the right vehicle insurance company. Some Lower Roseville residents are paying out over $2,477 extra every year for auto insurance in Lower Roseville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lower Roseville, Newark, NJ Savings / Yr. |
|---|---|
$649 |
|
$1,204 |
|
$925 |
|
$798 |
|
$3,204 |
|
$625 |
|
$971 |
Lower Roseville Car Insurance vs. Newark
People living in Lower Roseville pay an average of 36.38% more than the typical driver in the state. The average driver in Lower Roseville can expect to pay about $1,477 per year, or $2,477 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lower Roseville for most people.
Car Insurance Prices by Lower Roseville Neighborhood
Insurance Prices
Where is insurance cheapest within Lower Roseville?
The map shows insurance prices in and around Lower Roseville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $272 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,618 to a low of $2,346. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Lower Roseville.Pick the Best Car Insurance Company for You in Lower Roseville
The best car insurance provider for most drivers in Lower Roseville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $649 over the average Lower Roseville car insurance company.
The best car insurance provider for Lower Roseville drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,204 over the competition.
The best car insurance company for Lower Roseville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $925 better than other car insurance companies.
The best auto insurance for Lower Roseville drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $798 less each year.
The least expensive car insurance company for new and young drivers in Lower Roseville
In Lower Roseville, Geico costs young drivers $3,204 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lower Roseville
Geico gave the largest car insurance discounts to married couples, averaging $625 saved each year compared to an average Lower Roseville couple's premiums.
The cheapest car insurance in Lower Roseville for drivers with bad credit
The best Lower Roseville car insurance company for customer service
Nationwide was the best company for customer service in Lower Roseville according to the NAIC.
Recent price drops
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The cheapest large national provider in Lower Roseville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lower Roseville driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lower Roseville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Lower Roseville
What Influences the Cost of Car Insurance in Lower Roseville?
On average, car insurance in Lower Roseville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lower Roseville is 40 minutes, which is about the national average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lower Roseville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Lower Roseville is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lower Roseville is $123 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Seventh Avenue: Insurance costs 0.85% less
- Fairmuont: Insurance costs 0.57% less
- University Heights: Insurance costs 2.42% less
- Upper Roseville: Insurance costs 0.20% more
- Mount Pleasant-Lower Broadway: Insurance costs 4.48% less
- Forest Hill: Insurance costs 0.28% less
- Central Business District: Insurance costs 1.41% less
- Springfield-Belmont: Insurance costs 3.15% less
- North Broadway: Insurance costs 0.36% more
- Upper Vailsburg: Insurance costs 0.52% less
Neighborhoods with Similar Populations
- Downtown Austin: Insurance costs 26.93% less
- Eastwick: Insurance costs 25.92% less
- Eastside Santa Ana: Insurance costs 5.21% less
- Eastmoor: Insurance costs 47.03% less
- East Falls: Insurance costs 35.49% less
- Eagle River Valley: Insurance costs 39.32% less
- Dumbo: Insurance costs 22.16% more
- Downtown Paterson: Insurance costs 2.83% less
- Downtown Cleveland: Insurance costs 47.68% less
- Waialae-Kahala: Insurance costs 42.19% less