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Get Cheap Car Insurance in Upper Vailsburg, Newark, NJ
We monitor insurance prices, helping the average driver in Upper Vailsburg save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Upper Vailsburg
The chart below shows the cheapest car insurance company in Upper Vailsburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Upper Vailsburg Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Geico | $85 |
| Plymouth Rock Assurance | $105 |
| NJM | $124 |
Savings for Every Kind of Upper Vailsburg Driver
Based on our extensive insurance data, we know the average Upper Vailsburg driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $646 per year by choosing the right vehicle insurance company. Some Upper Vailsburg residents are paying out over $2,464 extra every year for auto insurance in Upper Vailsburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Vailsburg, Newark, NJ Savings / Yr. |
|---|---|
$646 |
|
$1,198 |
|
$920 |
|
$794 |
|
$3,187 |
|
$621 |
|
$966 |
Upper Vailsburg Car Insurance vs. Newark
People living in Upper Vailsburg pay an average of 35.67% more than the typical driver in the state. The average driver in Upper Vailsburg can expect to pay about $1,469 per year, or $2,464 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Upper Vailsburg for most people.
Car Insurance Prices by Upper Vailsburg Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Vailsburg?
The map shows insurance prices in and around Upper Vailsburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $379 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,596 to a low of $2,217. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Upper Vailsburg.Pick the Best Car Insurance Company for You in Upper Vailsburg
The best car insurance provider for most drivers in Upper Vailsburg
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $646 over the average Upper Vailsburg car insurance company.
The best car insurance provider for Upper Vailsburg drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,198 over the competition.
The best car insurance company for Upper Vailsburg drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $920 better than other car insurance companies.
The best auto insurance for Upper Vailsburg drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $794 less each year.
The least expensive car insurance company for new and young drivers in Upper Vailsburg
In Upper Vailsburg, Geico costs young drivers $3,187 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Vailsburg
Geico gave the largest car insurance discounts to married couples, averaging $621 saved each year compared to an average Upper Vailsburg couple's premiums.
The cheapest car insurance in Upper Vailsburg for drivers with bad credit
The best Upper Vailsburg car insurance company for customer service
Nationwide was the best company for customer service in Upper Vailsburg according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Vailsburg
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Upper Vailsburg driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Vailsburg, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Upper Vailsburg
What Influences the Cost of Car Insurance in Upper Vailsburg?
On average, car insurance in Upper Vailsburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Upper Vailsburg is 46 minutes, which is far more than average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Vailsburg are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Upper Vailsburg is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Vailsburg is $122 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lower Vailsburg: Insurance costs 1.01% less
- Fairmuont: Insurance costs 0.04% less
- Academy Heights: Insurance costs 6.33% less
- Upper Clinton Hill: Insurance costs 3.33% more
- University Heights: Insurance costs 1.91% less
- Springfield-Belmont: Insurance costs 2.64% less
- Lower Clinton Hill: Insurance costs 1.58% more
- Lower Roseville: Insurance costs 0.53% more
- Weequahic: Insurance costs 2.03% more
- South Broad Street: Insurance costs 0.57% more
Neighborhoods with Similar Populations
- Northeast Tacoma: Insurance costs 33.24% less
- Sheep Mountain: Insurance costs 3.17% less
- Save The Valley 21: Insurance costs 22.28% less
- Santa Clara: Insurance costs 39.65% less
- Richmond: Insurance costs 26.75% less
- Queen Anne: Insurance costs 34.78% less
- Port Richmond: Insurance costs 25.28% more
- Northwest: Insurance costs 27.64% less
- Northwest Colorado Springs: Insurance costs 24.39% less
- South Boston: Insurance costs 21.23% less