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Get Cheap Car Insurance in Port Richmond, Staten Island, NY
We monitor insurance prices, helping the average driver in Port Richmond save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Port Richmond
The chart below shows the cheapest car insurance company in Port Richmond for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Port Richmond Insurer | Monthly Cost |
|---|---|
| Kemper | $114 |
| Plymouth Rock Assurance | $151 |
| Safeco Insurance | $163 |
| Geico | $170 |
Savings for Every Kind of Port Richmond Driver
Based on our extensive insurance data, we know the average Port Richmond driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $920 per year by choosing the right vehicle insurance company. Some Port Richmond residents are paying out over $3,087 extra every year for auto insurance in Port Richmond. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Richmond, Staten Island, NY Savings / Yr. |
|---|---|
$920 |
|
$587 |
|
$1,172 |
|
$1,186 |
|
$2,906 |
|
$973 |
|
$1,549 |
Port Richmond Car Insurance vs. Staten Island
People living in Port Richmond pay an average of 27.30% more than the typical driver in the state. The average driver in Port Richmond can expect to pay about $2,239 per year, or $3,087 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Port Richmond for most people.
Car Insurance Prices by Port Richmond Neighborhood
Insurance Prices
Where is insurance cheapest within Port Richmond?
The map shows insurance prices in and around Port Richmond, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $690 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,334 to a low of $2,644. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Port Richmond.Pick the Best Car Insurance Company for You in Port Richmond
The best car insurance provider for most drivers in Port Richmond
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $920 over the average Port Richmond car insurance company.
The best car insurance provider for Port Richmond drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $587 over the competition.
The best car insurance company for Port Richmond drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,172 better than other car insurance companies.
The best auto insurance for Port Richmond drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,186 less each year.
The least expensive car insurance company for new and young drivers in Port Richmond
In Port Richmond, Progressive costs young drivers $2,906 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Richmond
Progressive gave the largest car insurance discounts to married couples, averaging $973 saved each year compared to an average Port Richmond couple's premiums.
The cheapest car insurance in Port Richmond for drivers with bad credit
The best Port Richmond car insurance company for customer service
Nationwide was the best company for customer service in Port Richmond according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Richmond
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Richmond driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Richmond, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Port Richmond
What Influences the Cost of Car Insurance in Port Richmond?
On average, car insurance in Port Richmond is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Port Richmond is 52 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Richmond are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Port Richmond has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Richmond is $187 per month for minimum coverage and $257 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westerleigh-Castleton: Insurance costs 10.14% less
- Mariners Harbor: Insurance costs 0.29% more
- Sunset Hill: Insurance costs 10.24% less
- Constable Hook: Insurance costs 28.73% less
- Howland Hook: Insurance costs 2.98% more
- New Brighton: Insurance costs 1.81% more
- Bulls Head: Insurance costs 4.02% less
- Todt Hill: Insurance costs 8.23% less
- Clifton: Insurance costs 1.85% more
- Richmondtown: Insurance costs 10.46% less
Neighborhoods with Similar Populations
- Southwest: Insurance costs 61.35% less
- 19th Ward: Insurance costs 9.04% less
- Loop: Insurance costs 45.58% less
- Maplewood-Ashcreek: Insurance costs 46.58% less
- McGinley Square: Insurance costs 21.48% less
- Morgan Park: Insurance costs 38.26% less
- Mount Greenwood: Insurance costs 46.23% less
- North Redlands: Insurance costs 30.74% less
- Northwest: Insurance costs 42.24% less
- Printers Row: Insurance costs 42.99% less