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Get Cheap Car Insurance in South Boston, Boston, MA
We monitor insurance prices, helping the average driver in South Boston save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in South Boston
The chart below shows the cheapest car insurance company in South Boston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| South Boston Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $49 |
| Geico | $52 |
| Midvale Home & Auto | $61 |
| Travelers | $77 |
Savings for Every Kind of South Boston Driver
Based on our extensive insurance data, we know the average South Boston driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $664 per year by choosing the right vehicle insurance company. Some South Boston residents are paying out over $1,941 extra every year for auto insurance in South Boston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Boston, Boston, MA Savings / Yr. |
|---|---|
$664 |
|
$988 |
|
$821 |
|
$1,090 |
|
$2,404 |
|
$0 |
|
$0 |
South Boston Car Insurance vs. Boston
People living in South Boston pay an average of 25.01% more than the typical driver in the state. The average driver in South Boston can expect to pay about $834 per year, or $1,941 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Boston for most people.
Car Insurance Prices by South Boston Neighborhood
Insurance Prices
Where is insurance cheapest within South Boston?
The map shows insurance prices in and around South Boston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $621 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,349 to a low of $1,728. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of South Boston.Pick the Best Car Insurance Company for You in South Boston
The best car insurance provider for most drivers in South Boston
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $664 over the average South Boston car insurance company.
The best car insurance provider for South Boston drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $988 over the competition.
The best car insurance company for South Boston drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $821 better than other car insurance companies.
The best auto insurance for South Boston drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,090 less each year.
The least expensive car insurance company for new and young drivers in South Boston
In South Boston, State Farm costs young drivers $2,404 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Boston
The cheapest car insurance in South Boston for drivers with bad credit
The best South Boston car insurance company for customer service
Nationwide was the best company for customer service in South Boston according to the NAIC.
Recent price drops
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The cheapest large national provider in South Boston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Boston driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Boston, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Boston
What Influences the Cost of Car Insurance in South Boston?
On average, car insurance in South Boston is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Boston is 33 minutes, which is about the national average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- South Boston is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Boston is $69 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Dorchester Heights: Insurance costs 3.35% less
- South End: Insurance costs 3.30% more
- Central: Insurance costs 1.85% less
- North Dorchester: Insurance costs 9.33% more
- Downtown Crossing: Insurance costs 3.40% less
- Back Bay: Insurance costs 4.64% less
- Nubian Square: Insurance costs 15.87% more
- Dock Square: Insurance costs 3.71% less
- Gove Street: Insurance costs 14.99% more
- Roxbury: Insurance costs 12.16% more
Neighborhoods with Similar Populations
- Westside: Insurance costs 1.29% more
- Cully: Insurance costs 6.49% less
- Deep Creek North: Insurance costs 34.83% less
- Drnag: Insurance costs 19.22% more
- Eads-Fisherville: Insurance costs 22.46% less
- East Arlington: Insurance costs 30.96% more
- East Central: Insurance costs 17.10% more
- Wicker Park: Insurance costs 7.88% less
- Whiskey Point: Insurance costs 4.43% more
- Au-Tenleytown: Insurance costs 3.92% more