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Get Cheap Car Insurance in Central, Boston, MA
We monitor insurance prices, helping the average driver in Central save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Central
The chart below shows the cheapest car insurance company in Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Central Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $48 |
| Geico | $51 |
| Midvale Home & Auto | $60 |
| Travelers | $76 |
Savings for Every Kind of Central Driver
Based on our extensive insurance data, we know the average Central driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $651 per year by choosing the right vehicle insurance company. Some Central residents are paying out over $1,905 extra every year for auto insurance in Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central, Boston, MA Savings / Yr. |
|---|---|
$651 |
|
$969 |
|
$806 |
|
$1,070 |
|
$2,359 |
|
$0 |
|
$0 |
Central Car Insurance vs. Boston
People living in Central pay an average of 22.66% more than the typical driver in the state. The average driver in Central can expect to pay about $818 per year, or $1,905 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Central for most people.
Car Insurance Prices by Central Neighborhood
Insurance Prices
Where is insurance cheapest within Central?
The map shows insurance prices in and around Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $528 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,201 to a low of $1,673. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Central.Pick the Best Car Insurance Company for You in Central
The best car insurance provider for most drivers in Central
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $651 over the average Central car insurance company.
The best car insurance provider for Central drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $969 over the competition.
The best car insurance company for Central drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $806 better than other car insurance companies.
The best auto insurance for Central drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,070 less each year.
The least expensive car insurance company for new and young drivers in Central
In Central, State Farm costs young drivers $2,359 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central
The cheapest car insurance in Central for drivers with bad credit
The best Central car insurance company for customer service
Recent price drops
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The cheapest large national provider in Central
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Central driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Central
What Influences the Cost of Car Insurance in Central?
On average, car insurance in Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Central is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Central is $68 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Crossing: Insurance costs 1.57% less
- Dock Square: Insurance costs 1.89% less
- Back Bay: Insurance costs 2.83% less
- South End: Insurance costs 5.25% more
- East Cambridge: Insurance costs 2.26% more
- South Boston: Insurance costs 1.89% more
- Waterfront: Insurance costs 5.20% more
- MIT: Insurance costs 3.46% less
- Gove Street: Insurance costs 17.17% more
- Dorchester Heights: Insurance costs 1.52% less
Neighborhoods with Similar Populations
- Western Branch North: Insurance costs 34.33% less
- Wicker Park: Insurance costs 6.14% less
- Flour Bluff: Insurance costs 12.28% less
- Weston Ranch: Insurance costs 18.79% more
- Bay Terraces: Insurance costs 9.87% more
- Beach Haven: Insurance costs 30.50% more
- Belair: Insurance costs 8.45% less
- Theater District: Insurance costs 63.78% more
- South: Insurance costs 21.68% less
- Chevy Chase: Insurance costs 10.39% more