Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Downtown Crossing, Boston, MA
We monitor insurance prices, helping the average driver in Downtown Crossing save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Downtown Crossing
The chart below shows the cheapest car insurance company in Downtown Crossing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Downtown Crossing Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $47 |
| Geico | $51 |
| Midvale Home & Auto | $59 |
| Travelers | $75 |
Savings for Every Kind of Downtown Crossing Driver
Based on our extensive insurance data, we know the average Downtown Crossing driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $641 per year by choosing the right vehicle insurance company. Some Downtown Crossing residents are paying out over $1,875 extra every year for auto insurance in Downtown Crossing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Crossing, Boston, MA Savings / Yr. |
|---|---|
$641 |
|
$954 |
|
$793 |
|
$1,053 |
|
$2,322 |
|
$0 |
|
$0 |
Downtown Crossing Car Insurance vs. Boston
People living in Downtown Crossing pay an average of 20.74% more than the typical driver in the state. The average driver in Downtown Crossing can expect to pay about $805 per year, or $1,875 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Downtown Crossing for most people.
Car Insurance Prices by Downtown Crossing Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Crossing?
The map shows insurance prices in and around Downtown Crossing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $413 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,117 to a low of $1,704. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Downtown Crossing.Pick the Best Car Insurance Company for You in Downtown Crossing
The best car insurance provider for most drivers in Downtown Crossing
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $641 over the average Downtown Crossing car insurance company.
The best car insurance provider for Downtown Crossing drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $954 over the competition.
The best car insurance company for Downtown Crossing drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $793 better than other car insurance companies.
The best auto insurance for Downtown Crossing drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,053 less each year.
The least expensive car insurance company for new and young drivers in Downtown Crossing
In Downtown Crossing, State Farm costs young drivers $2,322 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Crossing
The cheapest car insurance in Downtown Crossing for drivers with bad credit
The best Downtown Crossing car insurance company for customer service
Nationwide was the best company for customer service in Downtown Crossing according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Downtown Crossing, which was better than other insurers.
The cheapest large national provider in Downtown Crossing
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Downtown Crossing driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Crossing, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Downtown Crossing
What Influences the Cost of Car Insurance in Downtown Crossing?
On average, car insurance in Downtown Crossing is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Downtown Crossing is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Crossing is $67 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central: Insurance costs 1.60% more
- Dock Square: Insurance costs 0.32% less
- Back Bay: Insurance costs 1.28% less
- East Cambridge: Insurance costs 3.89% more
- South End: Insurance costs 6.93% more
- Waterfront: Insurance costs 6.88% more
- MIT: Insurance costs 1.92% less
- Gove Street: Insurance costs 19.04% more
- South Boston: Insurance costs 3.52% more
- Wellington-Harrington: Insurance costs 2.88% more
Neighborhoods with Similar Populations
- Normandy Estates: Insurance costs 42.51% more
- Saint Claude: Insurance costs 113.71% more
- Richfield: Insurance costs 16.75% more
- Princeton Heights: Insurance costs 7.79% more
- Parkway-Wheelers Farm Road: Insurance costs 9.49% more
- Palmer: Insurance costs 35.31% less
- North Towne: Insurance costs 36.37% less
- North Marketview Heights: Insurance costs 51.73% more
- North Brookline: Insurance costs 3.57% less
- San Andreas: Insurance costs 19.84% more