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Get Cheap Car Insurance in Normandy Estates, Jacksonville, FL

We monitor insurance prices, helping the average driver in Normandy Estates save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in Normandy Estates

The chart below shows the cheapest car insurance company in Normandy Estates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Normandy Estates Insurer Monthly Cost
Geico $127
State Farm $135
Gainsco $177
Bristol West $177

Savings for Every Kind of Normandy Estates Driver

The table shows how much the average auto insurance customer in Normandy Estates might save by following our recommendations.

Based on our extensive insurance data, we know the average Normandy Estates driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $782 per year by choosing the right vehicle insurance company. Some Normandy Estates residents are paying out over $2,672 extra every year for auto insurance in Normandy Estates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Normandy Estates, Jacksonville, FL Savings / Yr.
Drivers with good records
$782
Drivers with accidents
$1,148
Drivers with speeding tickets
$883
Drivers with a DUI conviction
$874
Young drivers
$2,776
Married drivers
$759
Drivers with bad credit
$1,105

Normandy Estates Car Insurance vs. Jacksonville

People living in Normandy Estates pay an average of 1.14% more than the typical driver in the state. The average driver in Normandy Estates can expect to pay about $2,439 per year, or $2,672 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Normandy Estates for most people.

Car Insurance Prices by Normandy Estates Neighborhood

Normandy Estates, Jacksonville, FL map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Normandy Estates?

The map shows insurance prices in and around Normandy Estates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $181 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,800 to a low of $2,619. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Normandy Estates.

Pick the Best Car Insurance Company for You in Normandy Estates

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Normandy Estates insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Normandy Estates

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $782 over the average Normandy Estates car insurance company.

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We use the average good driver, paying $158 per month, as our baseline for pricing in Normandy Estates. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Normandy Estates drivers with accidents on their records

In Normandy Estates getting into an accident will raise premiums an average 28% for a yearly cost of $3,710. That's $1,038 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,148 over the competition.

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The best car insurance company for Normandy Estates drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $883 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Normandy Estates, tickets raise premiums on new quotes about $744. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $3,416 per year.

The best auto insurance for Normandy Estates drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,647 per year in auto insurance premiums, which was $975 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $874 less each year.

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The least expensive car insurance company for new and young drivers in Normandy Estates

In Normandy Estates, Geico costs young drivers $2,776 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Normandy Estates. With an average cost of $8,018 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Normandy Estates

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $188. State Farm, Geico, and Progressive provided the largest discounts to couples living in Normandy Estates.

Geico gave the largest car insurance discounts to married couples, averaging $759 saved each year compared to an average Normandy Estates couple's premiums.

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The cheapest car insurance in Normandy Estates for drivers with bad credit

People with poor credit saved an average of $1,105 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,277 every year. Premiums for people with poor credit were about $3,949 in Normandy Estates. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Normandy Estates car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Normandy Estates, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Normandy Estates.

Allstate was the best company for customer service in Normandy Estates according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Normandy Estates, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Normandy Estates. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Normandy Estates

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 27% of Normandy Estates residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Normandy Estates driver can expect to pay about $156 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Normandy Estates, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Normandy Estates

What Influences the Cost of Car Insurance in Normandy Estates?

On average, car insurance in Normandy Estates is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Normandy Estates is 35 minutes, which is a little more than average for a driver in the city.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Normandy Estates are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • Normandy Estates has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Normandy Estates is $203 per month for minimum coverage and $223 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Normandy Estates driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Normandy Estates with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.