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Get Cheap Car Insurance in Clarke Square, Milwaukee, WI

We monitor insurance prices, helping the average driver in Clarke Square save up to 27.7% on car insurance.

 

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The Cheapest Minimum Coverage in Clarke Square

The chart below shows the cheapest car insurance company in Clarke Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
Clarke Square Insurer Monthly Cost
State Farm $51
American Family Insurance $54
Erie Insurance $54
Kemper $56

Savings for Every Kind of Clarke Square Driver

The table shows how much the average auto insurance customer in Clarke Square might save by following our recommendations.

Based on our extensive insurance data, we know the average Clarke Square driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $268 per year by choosing the right vehicle insurance company. Some Clarke Square residents are paying out over $1,445 extra every year for auto insurance in Clarke Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Clarke Square Car Insurance vs. Milwaukee

People living in Clarke Square pay an average of 26.50% more than the typical driver in the state. The average driver in Clarke Square can expect to pay about $727 per year, or $1,445 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in Clarke Square for most people.

Car Insurance Prices by Clarke Square Neighborhood

Clarke Square, Milwaukee, WI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Clarke Square?

The map shows insurance prices in and around Clarke Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $189 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,532 to a low of $1,343. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Clarke Square.

Pick the Best Car Insurance Company for You in Clarke Square

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Clarke Square insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Clarke Square

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $268 over the average Clarke Square car insurance company.

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We use the average good driver, paying $98 per month, as our baseline for pricing in Clarke Square. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Clarke Square drivers with accidents on their records

In Clarke Square getting into an accident will raise premiums an average 34% for a yearly cost of $2,180. That's $735 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $553 over the competition.

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The best car insurance company for Clarke Square drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $342 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Clarke Square, tickets raise premiums on new quotes about $402. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,847 per year.

The best auto insurance for Clarke Square drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,233 per year in auto insurance premiums, which was $788 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $496 less each year.

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The least expensive car insurance company for new and young drivers in Clarke Square

In Clarke Square, Erie Insurance costs young drivers $1,147 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Clarke Square. With an average cost of $4,614 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Clarke Square

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $85. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Clarke Square.

Progressive gave the largest car insurance discounts to married couples, averaging $209 saved each year compared to an average Clarke Square couple's premiums.

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The cheapest car insurance in Clarke Square for drivers with bad credit

People with poor credit saved an average of $788 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,398 every year. Premiums for people with poor credit were about $2,843 in Clarke Square. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best Clarke Square car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Clarke Square, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Clarke Square.

Nationwide was the best company for customer service in Clarke Square according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Clarke Square, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Clarke Square. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Clarke Square

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 77% of Clarke Square residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Clarke Square driver can expect to pay about $80 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clarke Square, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Clarke Square

What Influences the Cost of Car Insurance in Clarke Square?

On average, car insurance in Clarke Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Clarke Square is 27 minutes, which is about the national average for a driver in the city.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Clarke Square are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Clarke Square is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Clarke Square is $61 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Clarke Square driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Clarke Square with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.