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Get Cheap Car Insurance in Palmer, Newport News, VA
We monitor insurance prices, helping the average driver in Palmer save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Palmer
The chart below shows the cheapest car insurance company in Palmer for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Palmer Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $52 |
| Safeco Insurance | $55 |
Savings for Every Kind of Palmer Driver
Based on our extensive insurance data, we know the average Palmer driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $457 per year by choosing the right vehicle insurance company. Some Palmer residents are paying out over $1,213 extra every year for auto insurance in Palmer. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palmer, Newport News, VA Savings / Yr. |
|---|---|
$457 |
|
$781 |
|
$668 |
|
$653 |
|
$1,068 |
|
$245 |
|
$440 |
Palmer Car Insurance vs. Newport News
People living in Palmer pay an average of 0.18% less than the typical driver in the state. The average driver in Palmer can expect to pay about $840 per year, or $1,213 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Palmer for most people.
Car Insurance Prices by Palmer Neighborhood
Insurance Prices
Where is insurance cheapest within Palmer?
The map shows insurance prices in and around Palmer, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,261 to a low of $1,152. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Palmer.Pick the Best Car Insurance Company for You in Palmer
The best car insurance provider for most drivers in Palmer
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $457 over the average Palmer car insurance company.
The best car insurance provider for Palmer drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $781 over the competition.
The best car insurance company for Palmer drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $668 better than other car insurance companies.
The best auto insurance for Palmer drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $653 less each year.
The least expensive car insurance company for new and young drivers in Palmer
In Palmer, Erie Insurance costs young drivers $1,068 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palmer
Farm Bureau gave the largest car insurance discounts to married couples, averaging $245 saved each year compared to an average Palmer couple's premiums.
The cheapest car insurance in Palmer for drivers with bad credit
The best Palmer car insurance company for customer service
Recent price drops
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The cheapest large national provider in Palmer
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Palmer driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palmer, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Palmer
What Influences the Cost of Car Insurance in Palmer?
On average, car insurance in Palmer is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Palmer is 31 minutes, which is about the national average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palmer are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Palmer is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Palmer is $70 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Deer Park: Insurance costs the same
- Jenkins: Insurance costs 9.07% more
- Saunders: Insurance costs 1.15% less
- Christopher Newport: Insurance costs 3.13% less
- Denbigh: Insurance costs 9.56% more
- Epes: Insurance costs 10.63% more
- McIntosh: Insurance costs 5.19% more
- Magruder: Insurance costs 2.47% more
- Reservoir: Insurance costs 7.67% more
- Northampton: Insurance costs 3.87% more
Neighborhoods with Similar Populations
- Starmount Forest-Charlotte: Insurance costs 19.62% more
- Central Business District: Insurance costs 101.32% more
- Central: Insurance costs 12.45% more
- Clarke Square: Insurance costs 19.13% more
- College Park: Insurance costs 106.27% more
- Delhi: Insurance costs 81.78% more
- Downtown Crossing: Insurance costs 54.58% more
- Seward Park: Insurance costs 43.61% more
- Snow Woods: Insurance costs 153.67% more
- Alki: Insurance costs 32.56% more