Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Magruder, Hampton, VA
We monitor insurance prices, helping the average driver in Magruder save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Magruder
The chart below shows the cheapest car insurance company in Magruder for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Magruder Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $53 |
| Safeco Insurance | $57 |
Savings for Every Kind of Magruder Driver
Based on our extensive insurance data, we know the average Magruder driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $469 per year by choosing the right vehicle insurance company. Some Magruder residents are paying out over $1,243 extra every year for auto insurance in Magruder. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Magruder, Hampton, VA Savings / Yr. |
|---|---|
$469 |
|
$800 |
|
$684 |
|
$669 |
|
$1,095 |
|
$251 |
|
$451 |
Magruder Car Insurance vs. Hampton
People living in Magruder pay an average of 2.31% more than the typical driver in the state. The average driver in Magruder can expect to pay about $860 per year, or $1,243 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Magruder for most people.
Car Insurance Prices by Magruder Neighborhood
Insurance Prices
Where is insurance cheapest within Magruder?
The map shows insurance prices in and around Magruder, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $261 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,435 to a low of $1,174. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Magruder.Pick the Best Car Insurance Company for You in Magruder
The best car insurance provider for most drivers in Magruder
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $469 over the average Magruder car insurance company.
The best car insurance provider for Magruder drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $800 over the competition.
The best car insurance company for Magruder drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $684 better than other car insurance companies.
The best auto insurance for Magruder drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $669 less each year.
The least expensive car insurance company for new and young drivers in Magruder
In Magruder, Erie Insurance costs young drivers $1,095 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Magruder
Farm Bureau gave the largest car insurance discounts to married couples, averaging $251 saved each year compared to an average Magruder couple's premiums.
The cheapest car insurance in Magruder for drivers with bad credit
The best Magruder car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Magruder, which was better than other insurers.
The cheapest large national provider in Magruder
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Magruder driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Magruder, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Magruder
What Influences the Cost of Car Insurance in Magruder?
On average, car insurance in Magruder is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Magruder is 29 minutes, which is about the national average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Magruder are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Magruder is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Magruder is $72 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mercury Central: Insurance costs the same
- Northampton: Insurance costs 1.37% more
- Saunders: Insurance costs 3.54% less
- Aberdeen: Insurance costs 6.28% more
- Deer Park: Insurance costs 2.41% less
- North King St: Insurance costs 0.72% more
- Newmarket South: Insurance costs 2.82% more
- Downtown Hampton: Insurance costs 5.87% more
- Briarfield: Insurance costs 7.64% more
- Christopher Newport: Insurance costs 5.47% less
Neighborhoods with Similar Populations
- East Oak Hill: Insurance costs 39.02% more
- Fern Creek: Insurance costs 72.97% more
- Far Southwest: Insurance costs 45.37% more
- Emmons Orchard: Insurance costs 154.87% more
- Elmhurst: Insurance costs 98.07% more
- Walker Mill: Insurance costs 94.45% more
- Edison Park: Insurance costs 30.89% more
- Eastwood: Insurance costs 94.69% more
- Washington Manor-Bonaire: Insurance costs 75.14% more
- East Village: Insurance costs 73.77% more